Purchase Originations
355
Median Total Costs
$3,473
−48.0% vs national ($6,680)
↓ $311 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,030
Median Lender Credits
$350
Denial Rate
4.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 355 | 6.250% | $3,473 | $1,030 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 348 | 6.250% | $3,446 | #67 |
| Pennsylvania | 7 | 6.125% | $5,003 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,218 | 6.375% | — | 6 | −$1,255 | |
| 2 | $2,955 | 5.500% | — | 1 | −$518 | |
| 3 | $3,301 | 6.375% | — | 108 | −$172 | |
| 4 | $3,430 | 6.125% | — | 157 | −$43 | |
| 5 | $3,478 | 6.375% | — | 29 | +$5 | |
| 6 | $3,641 | 5.750% | — | 1 | +$168 | |
| 7 | $3,647 | 6.375% | — | 12 | +$174 | |
| 8 | $3,687 | 7.375% | — | 1 | +$214 | |
| 9 | $3,728 | 6.375% | — | 7 | +$255 | |
| 10 | $3,926 | 6.125% | — | 3 | +$453 | |
| 11 | $3,972 | 6.125% | — | 3 | +$499 | |
| 12 | $4,097 | 5.500% | — | 1 | +$624 | |
| 13 | $4,137 | 6.188% | — | 2 | +$664 | |
| 14 | $4,370 | 6.125% | — | 14 | +$897 | |
| 15 | $4,706 | 6.125% | — | 6 | +$1,233 | |
| 16 | $5,271 | 5.812% | — | 2 | +$1,798 | |
| 17 | $5,856 | 7.000% | — | 1 | +$2,383 | |
| 18 | $16,251 | 5.625% | — | 1 | +$12,778 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Seven Seventeen Credit Union | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $165,000 | $335,000 | −$170,000 (−50.7%) |
| Median total closing costs | $3,473 | $7,127 | −$3,654 (−51.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.