RM ACTUAL MORTGAGE, INC. closing costs and rates (2024)
In 2024, RM ACTUAL MORTGAGE, INC. originated 246 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $7,535. That is $794 above the national median of $6,741. RM ACTUAL MORTGAGE, INC. is most active in Puerto Rico with 246 originations there.
Purchase Originations
246
Median Total Costs
$7,535
+11.8% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,388
Median Lender Credits
$282
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 148 | 6.750% | $8,087 | $3,234 |
| usda | 68 | 6.750% | $6,901 | $3,388 |
| conventional | 21 | 7.750% | $6,384 | $3,506 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Puerto Rico | 246 | 6.750% | $7,535 | #11 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,584 | 6.750% | — | 7 | −$1,951 | |
| 2 | $5,623 | 6.750% | — | 6 | −$1,912 | |
| 3 | $5,999 | 6.750% | — | 6 | −$1,536 | |
| 4 | $6,667 | 6.500% | — | 6 | −$868 | |
| 5 | $6,683 | 6.000% | — | 5 | −$852 | |
| 6 | $6,802 | 6.500% | — | 4 | −$733 | |
| 7 | $7,124 | 6.750% | — | 12 | −$411 | |
| 8 | $7,129 | 6.750% | — | 5 | −$406 | |
| 9 | $7,256 | 6.500% | — | 9 | −$279 | |
| 10 | $7,384 | 6.500% | — | 6 | −$151 | |
| 11 | $7,445 | 6.750% | — | 15 | −$90 | |
| 12 | $7,553 | 6.750% | — | 9 | +$18 | |
| 13 | $7,679 | 6.625% | — | 6 | +$144 | |
| 14 | $7,947 | 6.500% | — | 7 | +$412 | |
| 15 | $8,246 | 6.750% | — | 8 | +$711 | |
| 16 | $8,325 | 6.750% | — | 39 | +$790 | |
| 17 | $8,371 | 6.625% | — | 8 | +$836 | |
| 18 | $9,114 | 6.000% | — | 5 | +$1,579 | |
| 19 | $9,178 | 6.750% | — | 13 | +$1,643 | |
| 20 | $10,497 | 7.500% | — | 14 | +$2,962 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.