PINNACLE MORTGAGE, INC. closing costs and rates (2024)
In 2024, PINNACLE MORTGAGE, INC. originated 212 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,312. That is $571 above the national median of $6,741. PINNACLE MORTGAGE, INC. is most active in New Jersey with 172 originations there.
Purchase Originations
212
Median Total Costs
$7,312
+8.5% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,275
Median Lender Credits
$900
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 176 | 6.500% | $6,963 | $1,275 |
| fha | 29 | 6.250% | $13,905 | $1,275 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 172 | 6.500% | $7,641 | #75 |
| Pennsylvania | 38 | 6.500% | $5,710 | — |
| Florida | 2 | 6.562% | $6,217 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,192 | 6.500% | — | 9 | −$2,120 | |
| 2 | $5,261 | 6.438% | — | 4 | −$2,051 | |
| 3 | $5,377 | 6.625% | — | 3 | −$1,935 | |
| 4 | $6,032 | 6.500% | — | 6 | −$1,280 | |
| 5 | $6,268 | 6.562% | — | 6 | −$1,044 | |
| 6 | $6,494 | 6.438% | — | 14 | −$818 | |
| 7 | $6,770 | 6.500% | — | 7 | −$542 | |
| 8 | $6,810 | 6.875% | — | 11 | −$502 | |
| 9 | $7,034 | 6.433% | — | 6 | −$278 | |
| 10 | $7,065 | 6.490% | — | 17 | −$247 | |
| 11 | $7,200 | 6.500% | — | 25 | −$112 | |
| 12 | $7,718 | 6.745% | — | 4 | +$406 | |
| 13 | $7,840 | 6.370% | — | 12 | +$528 | |
| 14 | $7,968 | 6.500% | — | 7 | +$656 | |
| 15 | $7,999 | 6.625% | — | 16 | +$687 | |
| 16 | $8,130 | 6.250% | — | 3 | +$818 | |
| 17 | $8,135 | 6.438% | — | 12 | +$823 | |
| 18 | $8,136 | 6.250% | — | 5 | +$824 | |
| 19 | $8,524 | 6.500% | — | 26 | +$1,212 | |
| 20 | $8,899 | 6.624% | — | 5 | +$1,587 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.