Purchase Originations
224
Median Total Costs
$2,537
−62.0% vs national ($6,680)
↑ $195 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$800
Median Lender Credits
$4
Denial Rate
17.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 182 | 6.625% | $2,354 | $738 |
| usda | 42 | 6.375% | $3,604 | $932 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,809 | 7.125% | — | 7 | −$728 | |
| 2 | $1,913 | 6.250% | — | 5 | −$624 | |
| 3 | $2,052 | 6.500% | — | 27 | −$485 | |
| 4 | $2,096 | 6.562% | — | 8 | −$441 | |
| 5 | $2,139 | 6.500% | — | 17 | −$398 | |
| 6 | $2,293 | 6.562% | — | 10 | −$244 | |
| 7 | $2,316 | 6.500% | — | 15 | −$221 | |
| 8 | $2,349 | 6.500% | — | 8 | −$188 | |
| 9 | $2,367 | 6.688% | — | 6 | −$170 | |
| 10 | $2,455 | 6.625% | — | 16 | −$82 | |
| 11 | $2,488 | 6.688% | — | 4 | −$49 | |
| 12 | $2,740 | 6.438% | — | 6 | +$203 | |
| 13 | $2,926 | 6.812% | — | 2 | +$389 | |
| 14 | $2,932 | 6.750% | — | 21 | +$395 | |
| 15 | $3,144 | 6.625% | — | 3 | +$607 | |
| 16 | $3,521 | 6.750% | — | 16 | +$984 | |
| 17 | $3,770 | 6.750% | — | 4 | +$1,233 | |
| 18 | $3,860 | 6.188% | — | 4 | +$1,323 | |
| 19 | $4,060 | 6.625% | — | 11 | +$1,523 | |
| 20 | $4,270 | 6.875% | — | 4 | +$1,733 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Petefish, Skiles & Co. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $125,000 | $335,000 | −$210,000 (−62.7%) |
| Median total closing costs | $2,537 | $7,127 | −$4,590 (−64.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.