Peoples National Bank , N.A. closing costs and rates (2024)
In 2024, Peoples National Bank , N.A. originated 315 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $2,470. That is $4,271 below the national median of $6,741. Peoples National Bank , N.A. is most active in Illinois with 284 originations there.
Purchase Originations
315
Median Total Costs
$2,470
−63.4% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$750
Median Lender Credits
$75
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 290 | 6.750% | $2,382 | $750 |
| usda | 20 | 6.562% | $4,016 | $1,252 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,928 | 6.500% | — | 2 | −$542 | |
| 2 | $1,995 | 6.750% | — | 4 | −$475 | |
| 3 | $2,010 | 7.250% | — | 4 | −$460 | |
| 4 | $2,105 | 7.562% | — | 2 | −$365 | |
| 5 | $2,107 | 6.562% | — | 24 | −$363 | |
| 6 | $2,172 | 6.625% | — | 47 | −$298 | |
| 7 | $2,192 | 6.875% | — | 3 | −$278 | |
| 8 | $2,210 | 6.875% | — | 23 | −$260 | |
| 9 | $2,301 | 7.000% | — | 3 | −$169 | |
| 10 | $2,306 | 7.000% | — | 40 | −$164 | |
| 11 | $2,347 | 6.625% | — | 20 | −$123 | |
| 12 | $2,462 | 6.625% | — | 5 | −$8 | |
| 13 | $2,470 | 6.938% | — | 2 | +$0 | |
| 14 | $2,566 | 6.500% | — | 32 | +$96 | |
| 15 | $2,677 | 6.875% | — | 32 | +$207 | |
| 16 | $2,717 | 6.625% | — | 29 | +$247 | |
| 17 | $3,268 | 6.500% | — | 7 | +$798 | |
| 18 | $3,567 | 6.500% | — | 18 | +$1,097 | |
| 19 | $3,590 | 7.125% | — | 3 | +$1,120 | |
| 20 | $5,320 | 7.125% | — | 2 | +$2,850 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.