Purchase Originations
164
Median Total Costs
$7,593
+13.7% vs national ($6,680)
↑ $512 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$3,838
Median Lender Credits
$1,390
Denial Rate
0.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 160 | 6.625% | $7,561 | $3,803 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 151 | 6.625% | $7,568 | #125 |
| New Jersey | 11 | 6.625% | $8,353 | — |
| Florida | 2 | 6.875% | $8,775 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,069 | 6.625% | — | 1 | −$2,524 | |
| 2 | $5,576 | 6.125% | — | 1 | −$2,017 | |
| 3 | $6,148 | 6.875% | — | 1 | −$1,445 | |
| 4 | $6,257 | 6.500% | — | 4 | −$1,336 | |
| 5 | $6,321 | 6.875% | — | 4 | −$1,272 | |
| 6 | $6,838 | 7.250% | — | 3 | −$755 | |
| 7 | $6,870 | 6.750% | — | 1 | −$723 | |
| 8 | $6,915 | 6.562% | — | 22 | −$678 | |
| 9 | $7,084 | 6.438% | — | 2 | −$509 | |
| 10 | $7,410 | 6.625% | — | 54 | −$183 | |
| 11 | $7,439 | 6.625% | — | 26 | −$154 | |
| 12 | $8,353 | 6.625% | — | 1 | +$760 | |
| 13 | $8,627 | 6.750% | — | 29 | +$1,034 | |
| 14 | $8,936 | 6.750% | — | 3 | +$1,343 | |
| 15 | $9,267 | 6.750% | — | 2 | +$1,674 | |
| 16 | $9,407 | 6.500% | — | 1 | +$1,814 | |
| 17 | $9,553 | 6.500% | — | 5 | +$1,960 | |
| 18 | $10,273 | 7.500% | — | 1 | +$2,680 | |
| 19 | $10,681 | 7.000% | — | 1 | +$3,088 | |
| 20 | $10,928 | 6.500% | — | 1 | +$3,335 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Northeast Equitable Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $370,000 | $335,000 | +$35,000 (+10.4%) |
| Median total closing costs | $7,593 | $7,127 | +$466 (+6.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.