Kemba Financial Credit Union Inc closing costs and rates (2024)
In 2024, Kemba Financial Credit Union Inc originated 114 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $4,633. That is $2,108 below the national median of $6,741. Kemba Financial Credit Union Inc is most active in Ohio with 109 originations there.
Purchase Originations
114
Median Total Costs
$4,633
−31.3% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,495
Median Lender Credits
$184
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 114 | 6.250% | $4,633 | $1,495 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,050 | 5.812% | — | 2 | −$1,583 | |
| 2 | $3,727 | 6.500% | — | 1 | −$906 | |
| 3 | $3,806 | 7.000% | — | 5 | −$827 | |
| 4 | $4,059 | 6.375% | — | 2 | −$574 | |
| 5 | $4,167 | 6.375% | — | 3 | −$466 | |
| 6 | $4,181 | 7.250% | — | 1 | −$452 | |
| 7 | $4,323 | 6.688% | — | 4 | −$310 | |
| 8 | $4,378 | 6.308% | — | 6 | −$255 | |
| 9 | $4,708 | 6.125% | — | 1 | +$75 | |
| 10 | $4,716 | 6.188% | — | 50 | +$83 | |
| 11 | $4,767 | 6.250% | — | 1 | +$134 | |
| 12 | $4,791 | 6.375% | — | 5 | +$158 | |
| 13 | $4,975 | 6.375% | — | 11 | +$342 | |
| 14 | $4,991 | 6.000% | — | 2 | +$358 | |
| 15 | $5,006 | 5.875% | — | 1 | +$373 | |
| 16 | $5,034 | 5.875% | — | 1 | +$401 | |
| 17 | $5,225 | 6.000% | — | 3 | +$592 | |
| 18 | $5,407 | 7.125% | — | 1 | +$774 | |
| 19 | $5,529 | 6.062% | — | 2 | +$896 | |
| 20 | $6,964 | 6.250% | — | 2 | +$2,331 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.