HONDA closing costs and rates (2024)
In 2024, HONDA originated 136 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $3,572. That is $3,169 below the national median of $6,741. HONDA is most active in Ohio with 80 originations there.
Purchase Originations
136
Median Total Costs
$3,572
−47.0% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 136 | 6.375% | $3,572 | $995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 80 | 6.438% | $3,540 | #151 |
| Alabama | 12 | 6.500% | $3,018 | — |
| Indiana | 10 | 6.375% | $2,956 | — |
| Georgia | 7 | 6.250% | $14,237 | — |
| North Carolina | 5 | 6.500% | $3,326 | — |
| California | 4 | 6.625% | $5,823 | — |
| Tennessee | 3 | 6.625% | $2,759 | — |
| Kentucky | 2 | 6.500% | $3,546 | — |
| Texas | 2 | 6.438% | $14,149 | — |
| Arizona | 1 | 8.000% | $2,884 | — |
| Florida | 1 | 6.125% | $4,363 | — |
| Illinois | 1 | 6.250% | $12,079 | — |
| Michigan | 1 | 6.375% | $7,548 | — |
| Minnesota | 1 | 6.000% | $13,348 | — |
| New Mexico | 1 | 5.125% | $8,643 | — |
| Nevada | 1 | 5.875% | $4,844 | — |
| South Carolina | 1 | 6.625% | $3,393 | — |
| Virginia | 1 | 6.250% | $3,566 | — |
| Vermont | 1 | 8.000% | $4,310 | — |
| Washington | 1 | 6.125% | $11,066 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,072 | 6.500% | — | 2 | −$1,500 | |
| 2 | $2,299 | 6.562% | — | 2 | −$1,273 | |
| 3 | $2,753 | 6.875% | — | 4 | −$819 | |
| 4 | $2,935 | 6.500% | — | 5 | −$637 | |
| 5 | $3,104 | 6.375% | — | 3 | −$468 | |
| 6 | $3,203 | 6.312% | — | 4 | −$369 | |
| 7 | $3,364 | 6.438% | — | 10 | −$208 | |
| 8 | $3,365 | 6.562% | — | 4 | −$207 | |
| 9 | $3,413 | 6.625% | — | 2 | −$159 | |
| 10 | $3,433 | 6.188% | — | 2 | −$139 | |
| 11 | $3,455 | 6.625% | — | 5 | −$117 | |
| 12 | $3,576 | 6.625% | — | 6 | +$4 | |
| 13 | $3,578 | 7.375% | — | 3 | +$6 | |
| 14 | $3,778 | 6.375% | — | 9 | +$206 | |
| 15 | $3,930 | 6.250% | — | 15 | +$358 | |
| 16 | $4,184 | 6.438% | — | 4 | +$612 | |
| 17 | $5,823 | 6.625% | — | 2 | +$2,251 | |
| 18 | $8,744 | 6.062% | — | 2 | +$5,172 | |
| 19 | $9,127 | 6.375% | — | 3 | +$5,555 | |
| 20 | $17,262 | 6.250% | — | 4 | +$13,690 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.