GUARANTY MORTGAGE SERVICES, L.L.C. closing costs and rates (2024)
In 2024, GUARANTY MORTGAGE SERVICES, L.L.C. originated 159 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $8,452. That is $1,711 above the national median of $6,741. GUARANTY MORTGAGE SERVICES, L.L.C. is most active in Georgia with 98 originations there.
Purchase Originations
159
Median Total Costs
$8,452
+25.4% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$4,810
Median Lender Credits
$1,500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 115 | 6.875% | $7,882 | $4,810 |
| fha | 21 | 6.750% | $13,229 | $4,874 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,792 | 6.688% | — | 10 | −$1,660 | |
| 2 | $6,980 | 6.375% | — | 5 | −$1,472 | |
| 3 | $6,983 | 6.875% | — | 5 | −$1,469 | |
| 4 | $7,112 | 6.688% | — | 4 | −$1,340 | |
| 5 | $7,843 | 6.750% | — | 18 | −$609 | |
| 6 | $7,940 | 6.808% | — | 2 | −$512 | |
| 7 | $8,004 | 6.875% | — | 29 | −$448 | |
| 8 | $8,209 | 7.000% | — | 8 | −$243 | |
| 9 | $8,287 | 6.990% | — | 3 | −$165 | |
| 10 | $8,593 | 6.750% | — | 3 | +$141 | |
| 11 | $8,782 | 6.620% | — | 2 | +$330 | |
| 12 | $9,679 | 6.990% | — | 8 | +$1,227 | |
| 13 | $9,832 | 6.812% | — | 22 | +$1,380 | |
| 14 | $9,927 | 6.558% | — | 4 | +$1,475 | |
| 15 | $10,479 | 6.870% | — | 2 | +$2,027 | |
| 16 | $10,760 | 6.625% | — | 3 | +$2,308 | |
| 17 | $10,980 | 6.250% | — | 3 | +$2,528 | |
| 18 | $11,072 | 6.750% | — | 3 | +$2,620 | |
| 19 | $12,164 | 6.438% | — | 2 | +$3,712 | |
| 20 | $16,421 | 6.750% | — | 3 | +$7,969 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.