Purchase Originations
270
Median Total Costs
$7,551
+13.0% vs national ($6,680)
↑ $182 vs prior year
Median Rate
6.490%
+0.0% vs national (6.490%)
↓ 0.135% vs prior year
Median Origination
$4,442
Median Lender Credits
$85
Denial Rate
0.3%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 217 | 6.500% | $6,778 | $4,639 |
| va | 33 | 6.125% | $10,086 | $1,595 |
| fha | 20 | 6.188% | $14,198 | $5,143 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,940 | 6.875% | — | 1 | −$4,611 | |
| 2 | $4,765 | 6.750% | — | 12 | −$2,786 | |
| 3 | $5,385 | 6.807% | — | 2 | −$2,166 | |
| 4 | $6,322 | 6.375% | — | 37 | −$1,229 | |
| 5 | $7,502 | 6.375% | — | 1 | −$49 | |
| 6 | $7,520 | 6.490% | — | 165 | −$31 | |
| 7 | $7,672 | 6.250% | — | 33 | +$121 | |
| 8 | $8,606 | 6.683% | — | 2 | +$1,055 | |
| 9 | $9,894 | 5.812% | — | 4 | +$2,343 | |
| 10 | $10,157 | 6.750% | — | 1 | +$2,606 | |
| 11 | $10,257 | 6.375% | — | 4 | +$2,706 | |
| 12 | $10,503 | 6.490% | — | 1 | +$2,952 | |
| 13 | $12,689 | 6.125% | — | 3 | +$5,138 | |
| 14 | $16,046 | 6.308% | — | 4 | +$8,495 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Group Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $455,000 | $335,000 | +$120,000 (+35.8%) |
| Median total closing costs | $7,551 | $7,127 | +$424 (+5.9%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.