Purchase Originations
199
Median Total Costs
$4,908
−26.5% vs national ($6,680)
↓ $30 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,135
Median Lender Credits
$75
Denial Rate
0.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 138 | 6.875% | $4,601 | $1,699 |
| fha | 37 | 6.625% | $9,378 | $1,390 |
| va | 22 | 6.625% | $6,951 | $2,140 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,280 | 6.875% | — | 1 | −$1,628 | |
| 2 | $3,474 | 6.375% | — | 1 | −$1,434 | |
| 3 | $3,834 | 6.625% | — | 1 | −$1,074 | |
| 4 | $3,894 | 6.490% | — | 1 | −$1,014 | |
| 5 | $4,263 | 7.375% | — | 1 | −$645 | |
| 6 | $4,418 | 6.490% | — | 1 | −$490 | |
| 7 | $4,745 | 6.625% | — | 18 | −$163 | |
| 8 | $4,783 | 6.790% | — | 67 | −$125 | |
| 9 | $4,823 | 6.995% | — | 7 | −$85 | |
| 10 | $4,947 | 6.750% | — | 80 | +$39 | |
| 11 | $5,776 | 6.625% | — | 11 | +$868 | |
| 12 | $6,292 | 6.626% | — | 3 | +$1,384 | |
| 13 | $7,007 | 6.250% | — | 1 | +$2,099 | |
| 14 | $7,758 | 6.750% | — | 1 | +$2,850 | |
| 15 | $7,812 | 7.500% | — | 1 | +$2,904 | |
| 16 | $9,083 | 6.625% | — | 1 | +$4,175 | |
| 17 | $9,291 | 7.125% | — | 1 | +$4,383 | |
| 18 | $11,427 | 6.938% | — | 2 | +$6,519 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Family Finance Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $255,000 | $335,000 | −$80,000 (−23.9%) |
| Median total closing costs | $4,908 | $7,127 | −$2,219 (−31.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.