Exchange Bank closing costs and rates (2024)
In 2024, Exchange Bank originated 137 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $3,082. That is $3,659 below the national median of $6,741. Exchange Bank is most active in Kansas with 108 originations there.
Purchase Originations
137
Median Total Costs
$3,082
−54.3% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$895
Median Lender Credits
$73
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| va | 74 | 5.875% | $7,594 | $895 |
| conventional | 63 | 6.625% | $2,416 | $895 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,711 | 6.500% | — | 1 | −$1,371 | |
| 2 | $1,909 | 6.625% | — | 3 | −$1,173 | |
| 3 | $1,927 | 7.312% | — | 10 | −$1,155 | |
| 4 | $2,246 | 6.625% | — | 7 | −$836 | |
| 5 | $2,416 | 6.000% | — | 1 | −$666 | |
| 6 | $2,687 | 6.500% | — | 3 | −$395 | |
| 7 | $2,858 | 6.875% | — | 4 | −$224 | |
| 8 | $2,879 | 6.125% | — | 31 | −$203 | |
| 9 | $3,082 | 6.250% | — | 9 | +$0 | |
| 10 | $6,199 | 5.938% | — | 68 | +$3,117 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.