Purchase Originations
130
Median Total Costs
$5,106
−23.6% vs national ($6,680)
↑ $286 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$2,675
Median Lender Credits
$63
Denial Rate
3.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 108 | 6.750% | $4,510 | $2,695 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,185 | 6.125% | — | 1 | −$2,921 | |
| 2 | $3,294 | 6.875% | — | 1 | −$1,812 | |
| 3 | $3,593 | 6.625% | — | 1 | −$1,513 | |
| 4 | $3,690 | 6.625% | — | 1 | −$1,416 | |
| 5 | $4,807 | 6.625% | — | 99 | −$299 | |
| 6 | $5,180 | 6.750% | — | 4 | +$74 | |
| 7 | $6,065 | 6.562% | — | 18 | +$959 | |
| 8 | $8,761 | 6.808% | — | 4 | +$3,655 | |
| 9 | $15,826 | 6.490% | — | 1 | +$10,720 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Dundee Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $340,000 | $335,000 | +$5,000 (+1.5%) |
| Median total closing costs | $5,106 | $7,127 | −$2,021 (−28.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.