Purchase Originations
125
Median Total Costs
$5,415
−18.9% vs national ($6,680)
↓ $571 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.240% vs prior year
Median Origination
$1,299
Median Lender Credits
$500
Denial Rate
1.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 108 | 6.812% | $5,284 | $1,299 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 107 | 6.625% | $5,554 | #86 |
| New Hampshire | 10 | 6.933% | $4,204 | — |
| Maine | 3 | 6.625% | $4,967 | — |
| Florida | 2 | 7.183% | $4,326 | — |
| Rhode Island | 2 | 6.688% | $9,601 | — |
| Connecticut | 1 | 7.500% | $6,260 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,672 | 5.990% | — | 1 | −$1,743 | |
| 2 | $3,864 | 7.120% | — | 4 | −$1,551 | |
| 3 | $4,063 | 7.375% | — | 1 | −$1,352 | |
| 4 | $4,253 | 6.990% | — | 1 | −$1,162 | |
| 5 | $4,414 | 6.625% | — | 5 | −$1,001 | |
| 6 | $4,590 | 6.990% | — | 1 | −$825 | |
| 7 | $4,625 | 6.808% | — | 6 | −$790 | |
| 8 | $4,823 | 6.125% | — | 1 | −$592 | |
| 9 | $4,967 | 6.625% | — | 1 | −$448 | |
| 10 | $5,372 | 6.875% | — | 3 | −$43 | |
| 11 | $5,391 | 6.625% | — | 10 | −$24 | |
| 12 | $5,411 | 6.625% | — | 28 | −$4 | |
| 13 | $5,968 | 6.875% | — | 53 | +$553 | |
| 14 | $6,260 | 7.500% | — | 1 | +$845 | |
| 15 | $6,900 | 6.750% | — | 3 | +$1,485 | |
| 16 | $7,409 | 6.875% | — | 1 | +$1,994 | |
| 17 | $9,601 | 6.688% | — | 2 | +$4,186 | |
| 18 | $10,514 | 6.375% | — | 1 | +$5,099 | |
| 19 | $12,252 | 6.990% | — | 2 | +$6,837 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Drew Mortgage Associates, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $445,000 | $335,000 | +$110,000 (+32.8%) |
| Median total closing costs | $5,415 | $7,127 | −$1,712 (−24.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.