DIRECT LENDERS, LLC closing costs and rates (2024)
In 2024, DIRECT LENDERS, LLC originated 171 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,952. That is $1,789 below the national median of $6,741. DIRECT LENDERS, LLC is most active in Georgia with 163 originations there.
Purchase Originations
171
Median Total Costs
$4,952
−26.5% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$6
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 97 | 6.625% | $3,816 | $1,290 |
| fha | 53 | 6.250% | $6,703 | $0 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,087 | 6.125% | — | 1 | −$3,865 | |
| 2 | $1,397 | 6.438% | — | 2 | −$3,555 | |
| 3 | $3,132 | 6.688% | — | 2 | −$1,820 | |
| 4 | $3,565 | 6.438% | — | 4 | −$1,387 | |
| 5 | $3,583 | 6.562% | — | 2 | −$1,369 | |
| 6 | $3,944 | 6.562% | — | 6 | −$1,008 | |
| 7 | $4,129 | 6.750% | — | 1 | −$823 | |
| 8 | $4,250 | 6.250% | — | 1 | −$702 | |
| 9 | $4,255 | 6.938% | — | 2 | −$697 | |
| 10 | $4,414 | 6.625% | — | 48 | −$538 | |
| 11 | $4,695 | 6.250% | — | 11 | −$257 | |
| 12 | $5,656 | 6.500% | — | 33 | +$704 | |
| 13 | $5,828 | 6.375% | — | 4 | +$876 | |
| 14 | $5,940 | 6.375% | — | 17 | +$988 | |
| 15 | $6,035 | 6.438% | — | 2 | +$1,083 | |
| 16 | $6,103 | 6.125% | — | 5 | +$1,151 | |
| 17 | $6,721 | 6.500% | — | 13 | +$1,769 | |
| 18 | $6,818 | 6.625% | — | 6 | +$1,866 | |
| 19 | $10,147 | 5.250% | — | 1 | +$5,195 | |
| 20 | $11,939 | 7.125% | — | 1 | +$6,987 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.