COMMUNITY 1ST CREDIT UNION closing costs and rates (2024)
In 2024, COMMUNITY 1ST CREDIT UNION originated 265 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $2,463. That is $4,278 below the national median of $6,741. COMMUNITY 1ST CREDIT UNION is most active in Iowa with 264 originations there.
Purchase Originations
265
Median Total Costs
$2,463
−63.5% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$800
Median Lender Credits
$110
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 265 | 6.750% | $2,463 | $800 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,171 | 6.375% | — | 3 | −$292 | |
| 2 | $2,293 | 6.875% | — | 12 | −$170 | |
| 3 | $2,341 | 6.938% | — | 6 | −$122 | |
| 4 | $2,361 | 7.000% | — | 3 | −$102 | |
| 5 | $2,384 | 6.875% | — | 10 | −$79 | |
| 6 | $2,396 | 6.500% | — | 13 | −$67 | |
| 7 | $2,416 | 6.750% | — | 16 | −$47 | |
| 8 | $2,421 | 6.688% | — | 4 | −$42 | |
| 9 | $2,421 | 6.500% | — | 3 | −$42 | |
| 10 | $2,421 | 6.562% | — | 2 | −$42 | |
| 11 | $2,436 | 6.625% | — | 7 | −$27 | |
| 12 | $2,466 | 6.725% | — | 76 | +$3 | |
| 13 | $2,481 | 6.875% | — | 33 | +$18 | |
| 14 | $2,496 | 6.812% | — | 4 | +$33 | |
| 15 | $2,524 | 6.625% | — | 6 | +$61 | |
| 16 | $2,556 | 6.500% | — | 11 | +$93 | |
| 17 | $2,564 | 6.938% | — | 14 | +$101 | |
| 18 | $2,594 | 6.688% | — | 4 | +$131 | |
| 19 | $2,649 | 6.812% | — | 4 | +$186 | |
| 20 | $2,696 | 6.625% | — | 4 | +$233 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.