Lowest closing cost mortgage lenders in Rock Island County County, Illinois
In Rock Island County, Illinois, homebuyers paid a median of $3,174 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 1,205 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, GREENSTATE Credit Union offered the lowest median costs at $1,891, which is $678 less than the county median.
Homebuyers in Rock Island County County who chose GREENSTATE Credit Union paid $1,283 less in closing costs than the county median.
County Median Costs
$3,174
−47.9% vs Illinois ($6,096)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,193
Purchase Originations
1,205
vs Illinois Median
47.9% below
$-2,922
vs National Median
52.9% below
$-3,567
Lender rankings in Rock Island County County
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,891 | 6.250% | $725 | 99 | −$678 | |
| 2 | $2,061 | 6.500% | $675 | 50 | −$508 | |
| 3 | $2,113 | 6.125% | $675 | 161 | −$456 | |
| 4 | $2,313 | 6.875% | $835 | 22 | −$256 | |
| 5 | $2,425 | 6.000% | $650 | 26 | −$144 | |
| 6 | $2,568 | 6.375% | $990 | 53 | −$1 | |
| 7 | $2,580 | 6.375% | $1,085 | 69 | +$11 | |
| 8 | $2,730 | 6.625% | $1,135 | 28 | +$161 | |
| 9 | $3,238 | 6.625% | $1,613 | 11 | +$669 | |
| 10 | $3,277 | 6.990% | $1,295 | 35 | +$708 | |
| 11 | $3,484 | 7.000% | $1,844 | 10 | +$915 | |
| 12 | $3,662 | 6.990% | $1,465 | 10 | +$1,093 | |
| 13 | $4,291 | 6.990% | $2,729 | 10 | +$1,722 | |
| 14 | $4,306 | 6.990% | $2,589 | 39 | +$1,737 | |
| 15 | $5,099 | 6.990% | $3,149 | 15 | +$2,530 | |
| 16 | $5,129 | 6.688% | $3,126 | 14 | +$2,560 | |
| 17 | $5,447 | 6.875% | $3,469 | 37 | +$2,878 |
Includes lenders with 10+ purchase originations in Rock Island County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.