What are the average closing costs in Peoria County County?

In Peoria County County, the median total loan costs on purchase mortgages were $2,851 in 2024, based on 1,707 originations.

Which lender has the lowest closing costs in Peoria County County?

Among lenders with 10+ originations in Peoria County County, CITIZENS EQUITY FIRST CREDIT UNION had the lowest median total closing costs at $868 in 2024.

How do closing costs in Peoria County County compare to Illinois?

Peoria County County closing costs (median $2,851) are 53.2% below the Illinois state median of $6,096.

Lowest closing cost mortgage lenders in Peoria County County, Illinois

In Peoria County, Illinois, homebuyers paid a median of $2,851 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 1,707 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, CITIZENS EQUITY FIRST CREDIT UNION offered the lowest median costs at $868, which is $1,752 less than the county median.

Homebuyers in Peoria County County who chose CITIZENS EQUITY FIRST CREDIT UNION paid $1,983 less in closing costs than the county median.

County Median Costs

$2,851

−53.2% vs Illinois ($6,096)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$996

Purchase Originations

1,707

vs Illinois Median

53.2% below

$-3,245

vs National Median

57.7% below

$-3,890

Lender rankings in Peoria County County

21 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	CITIZENS EQUITY FIRST CREDIT UNION	$868	6.500%	$0	320	−$1,752
2	Fortress Bank	$2,104	6.375%	$500	22	−$516
3	Morton Community Bank	$2,335	6.875%	$695	39	−$285
4	INB, National Association	$2,357	6.875%	$619	67	−$263
5	JPMorgan Chase Bank, National Association	$2,480	6.500%	$1,325	39	−$140
6	U.S. Bank National Association	$2,498	6.875%	$995	74	−$122
7	PNC Bank, National Association	$2,550	6.375%	$903	21	−$70
8	Busey Bank	$2,584	6.688%	$900	22	−$36
9	CBI Bank & Trust	$2,642	6.938%	$1,092	20	+$22
10	FLAT BRANCH MORTGAGE, INC.	$2,736	6.625%	$995	189	+$116
11	FIRST STATE MORTGAGE SERVICES, LLC	$2,909	6.625%	$1,547	15	+$289
12	Wells Fargo Bank, National Association	$2,951	6.625%	$1,413	12	+$331
13	PROVIDENT FUNDING ASSOCIATES, L.P.	$2,995	6.750%	$1,125	11	+$375
14	MLD MORTGAGE INC.	$3,102	6.750%	$1,495	89	+$482
15	The Huntington National Bank	$3,105	6.938%	$1,209	10	+$485
16	CIBM Bank	$3,303	6.875%	$1,479	18	+$683
17	NEW AMERICAN FUNDING, LLC	$3,564	6.625%	$1,495	11	+$944
18	UNITED WHOLESALE MORTGAGE, LLC	$3,572	6.999%	$1,901	67	+$952
19	NEWREZ LLC	$3,854	6.995%	$2,036	30	+$1,234
20	ROCKET MORTGAGE, LLC	$3,892	6.625%	$2,744	34	+$1,272

Includes lenders with 10+ purchase originations in Peoria County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.