Homebuyers in Peoria County County who chose CITIZENS EQUITY FIRST CREDIT UNION paid $1,891 less in closing costs than the county median.
County Median Costs
$2,922
−53.3% vs Illinois ($6,250)
Median Rate
6.590%
+1.5% vs national (6.490%)
Median Origination
$1,141
Purchase Originations
1,676
Denial Rate
5.7%
vs Illinois avg (7.5%)
vs Illinois Median
53.3% below
$-3,328
vs National Median
56.3% below
$-3,758
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,031 | 6.375% | $350 | 317 | −$1,716 | |
| 2 | $1,673 | 8.000% | $1,178 | 17 | −$1,074 | |
| 3 | $2,297 | 6.625% | $695 | 55 | −$450 | |
| 4 | $2,345 | 6.490% | $814 | 45 | −$402 | |
| 5 | $2,443 | 6.500% | $628 | 41 | −$304 | |
| 6 | $2,551 | 6.625% | $900 | 13 | −$196 | |
| 7 | $2,686 | 6.500% | $1,000 | 15 | −$61 | |
| 8 | $2,753 | 6.625% | $1,245 | 95 | +$6 | |
| 9 | $2,826 | 6.812% | $1,045 | 12 | +$79 | |
| 10 | $2,862 | 6.625% | $1,080 | 213 | +$115 | |
| 11 | $3,098 | 5.875% | $1,321 | 12 | +$351 | |
| 12 | $3,169 | 6.875% | $1,425 | 11 | +$422 | |
| 13 | $3,187 | 6.750% | $1,495 | 85 | +$440 | |
| 14 | $3,245 | 6.625% | $1,590 | 85 | +$498 | |
| 15 | $4,632 | 6.990% | $2,985 | 11 | +$1,885 | |
| 16 | $5,173 | 6.750% | $3,225 | 43 | +$2,426 |
Includes lenders with 10+ purchase originations in Peoria County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.