Homebuyers in Bonner County County who chose IDAHO CENTRAL CREDIT UNION paid $4,646 less in closing costs than the county median.
County Median Costs
$8,806
+0.7% vs Idaho ($8,741)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$4,363
Purchase Originations
436
Denial Rate
9.2%
vs Idaho avg (5.4%)
vs Idaho Median
0.7% above
$65
vs National Median
31.8% above
$2,126
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,160 | 6.250% | $899 | 16 | −$3,718 | |
| 2 | $6,653 | 6.874% | $3,620 | 19 | −$1,225 | |
| 3 | $7,732 | 6.250% | $5,175 | 11 | −$146 | |
| 4 | $8,617 | 6.625% | $3,418 | 11 | +$739 | |
| 5 | $9,012 | 6.750% | $6,020 | 31 | +$1,134 | |
| 6 | $9,298 | 6.625% | $5,750 | 19 | +$1,420 | |
| 7 | $10,471 | 6.875% | $5,640 | 25 | +$2,593 |
Includes lenders with 10+ purchase originations in Bonner County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.