Lowest closing cost mortgage lenders in Story County County, Iowa
In Story County, Iowa, homebuyers paid a median of $2,837 in closing costs in 2024 — near the Iowa median of $2,784. The county saw 678 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Luana Savings Bank offered the lowest median costs at $1,490, which is $1,064 less than the county median.
Homebuyers in Story County County who chose Luana Savings Bank paid $1,347 less in closing costs than the county median.
County Median Costs
$2,837
+1.9% vs Iowa ($2,784)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,224
Purchase Originations
678
vs Iowa Median
1.9% above
$53
vs National Median
57.9% below
$-3,904
Lender rankings in Story County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,490 | 6.500% | $0 | 11 | −$1,064 | |
| 2 | $1,928 | 6.058% | $375 | 20 | −$626 | |
| 3 | $1,943 | 6.250% | $500 | 18 | −$611 | |
| 4 | $1,954 | 6.375% | $725 | 33 | −$600 | |
| 5 | $1,990 | 6.490% | $500 | 27 | −$564 | |
| 6 | $2,282 | 6.438% | $1,288 | 18 | −$272 | |
| 7 | $2,359 | 6.500% | $875 | 122 | −$195 | |
| 8 | $2,555 | 6.625% | $1,282 | 15 | +$1 | |
| 9 | $2,605 | 6.500% | $1,050 | 27 | +$51 | |
| 10 | $2,816 | 6.625% | $1,578 | 32 | +$262 | |
| 11 | $3,287 | 6.750% | $1,849 | 44 | +$733 | |
| 12 | $4,443 | 6.625% | $2,793 | 15 | +$1,889 | |
| 13 | $5,309 | 6.500% | $3,435 | 10 | +$2,755 | |
| 14 | $5,996 | 6.625% | $2,900 | 10 | +$3,442 |
Includes lenders with 10+ purchase originations in Story County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.