Homebuyers in Story County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,758 less in closing costs than the county median.
County Median Costs
$2,838
+3.4% vs Iowa ($2,744)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,185
Purchase Originations
678
Denial Rate
7.4%
vs Iowa avg (7.0%)
vs Iowa Median
3.4% above
$94
vs National Median
57.5% below
$-3,842
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,938 | 6.000% | $500 | 20 | −$638 | |
| 2 | $2,029 | 5.990% | $500 | 36 | −$548 | |
| 3 | $2,077 | 6.250% | $725 | 30 | −$500 | |
| 4 | $2,158 | 5.750% | $600 | 46 | −$419 | |
| 5 | $2,349 | 6.438% | $950 | 84 | −$228 | |
| 6 | $2,418 | 6.438% | $875 | 20 | −$159 | |
| 7 | $2,536 | 6.375% | $1,050 | 32 | −$41 | |
| 8 | $2,814 | 6.625% | $1,256 | 27 | +$237 | |
| 9 | $2,866 | 6.250% | $1,825 | 21 | +$289 | |
| 10 | $3,094 | 6.750% | $1,400 | 45 | +$516 | |
| 11 | $3,229 | 6.500% | $1,586 | 30 | +$652 | |
| 12 | $3,890 | 6.500% | $2,016 | 30 | +$1,313 |
Includes lenders with 10+ purchase originations in Story County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.