What are the average closing costs in Linn County County?

In Linn County County, the median total loan costs on purchase mortgages were $2,082 in 2024, based on 2,527 originations.

Which lender has the lowest closing costs in Linn County County?

Among lenders with 10+ originations in Linn County County, DHI MORTGAGE COMPANY, LTD. had the lowest median total closing costs at $1,530 in 2024.

How do closing costs in Linn County County compare to Iowa?

Linn County County closing costs (median $2,082) are 25.2% below the Iowa state median of $2,784.

Lowest closing cost mortgage lenders in Linn County County, Iowa

In Linn County, Iowa, homebuyers paid a median of $2,082 in closing costs in 2024 — below the Iowa median of $2,784. The county saw 2,527 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $1,530, which is $458 less than the county median.

Homebuyers in Linn County County who chose DHI MORTGAGE COMPANY, LTD. paid $552 less in closing costs than the county median.

County Median Costs

$2,082

−25.2% vs Iowa ($2,784)

Median Rate

6.380%

−3.6% vs national (6.620%)

Median Origination

$750

Purchase Originations

2,527

vs Iowa Median

25.2% below

$-702

vs National Median

69.1% below

$-4,659

Lender rankings in Linn County County

21 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	DHI MORTGAGE COMPANY, LTD.	$1,530	5.875%	$0	48	−$458
2	GREENSTATE Credit Union	$1,867	6.250%	$725	602	−$121
3	Hills Bank and Trust Company	$1,898	6.125%	$750	394	−$90
4	Farmers State Bank	$1,949	6.375%	$795	53	−$39
5	VERIDIAN CREDIT UNION	$1,969	6.375%	$500	135	−$19
6	DUPACO COMMUNITY	$1,993	6.125%	$950	45	+$5
7	Collins Community Credit Union	$1,996	6.375%	$849	114	+$8
8	Bankers Trust Company	$2,020	5.490%	$375	14	+$32
9	IOWA BANKERS MORTGAGE CORPORATION	$2,086	6.375%	$645	48	+$98
10	Corda Credit Union	$2,122	6.125%	$625	65	+$134
11	MidWestOne Bank	$2,404	6.500%	$645	15	+$416
12	RESIDENTIAL MORTGAGE NETWORK, INC.	$2,433	6.812%	$1,300	50	+$445
13	U.S. Bank National Association	$2,445	6.625%	$770	38	+$457
14	FLAT BRANCH MORTGAGE, INC.	$3,373	6.625%	$1,852	64	+$1,385
15	Wells Fargo Bank, National Association	$3,410	6.750%	$1,535	10	+$1,422
16	ROCKET MORTGAGE, LLC	$4,362	6.500%	$2,818	22	+$2,374
17	NEW AMERICAN FUNDING, LLC	$4,462	6.875%	$2,857	42	+$2,474
18	UNITED WHOLESALE MORTGAGE, LLC	$5,120	7.122%	$2,619	66	+$3,132
19	WATERSTONE MORTGAGE CORPORATION	$5,722	6.625%	$4,196	13	+$3,734

Includes lenders with 10+ purchase originations in Linn County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.