Purchase Originations
399
Median Total Costs
$4,962
−25.7% vs national ($6,680)
↑ $44 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,350
Median Lender Credits
$500
Denial Rate
1.8%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 260 | 6.625% | $4,342 | $2,741 |
| fha | 82 | 6.375% | $8,120 | $2,111 |
| va | 47 | 5.990% | $4,823 | $1,938 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,846 | 6.625% | — | 3 | −$2,116 | |
| 2 | $2,961 | 5.990% | — | 3 | −$2,001 | |
| 3 | $3,049 | 6.500% | — | 2 | −$1,913 | |
| 4 | $3,279 | 6.625% | — | 17 | −$1,683 | |
| 5 | $3,593 | 6.812% | — | 10 | −$1,369 | |
| 6 | $3,700 | 7.000% | — | 3 | −$1,262 | |
| 7 | $4,110 | 7.000% | — | 34 | −$852 | |
| 8 | $4,498 | 6.375% | — | 3 | −$464 | |
| 9 | $4,834 | 6.375% | — | 27 | −$128 | |
| 10 | $4,911 | 6.875% | — | 5 | −$51 | |
| 11 | $4,988 | 6.188% | — | 4 | +$26 | |
| 12 | $5,037 | 7.375% | — | 2 | +$75 | |
| 13 | $5,053 | 6.500% | — | 40 | +$91 | |
| 14 | $5,056 | 6.312% | — | 4 | +$94 | |
| 15 | $5,139 | 6.000% | — | 3 | +$177 | |
| 16 | $5,199 | 6.500% | — | 191 | +$237 | |
| 17 | $5,227 | 6.500% | — | 11 | +$265 | |
| 18 | $5,719 | 6.375% | — | 4 | +$757 | |
| 19 | $7,041 | 6.438% | — | 2 | +$2,079 | |
| 20 | $7,164 | 6.750% | — | 7 | +$2,202 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Homeservices Lending, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $245,000 | $335,000 | −$90,000 (−26.9%) |
| Median total closing costs | $4,962 | $7,127 | −$2,165 (−30.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.