Lowest closing cost mortgage lenders in Dallas County County, Iowa
In Dallas County, Iowa, homebuyers paid a median of $2,724 in closing costs in 2024 — below the Iowa median of $2,784. The county saw 1,752 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, Luana Savings Bank offered the lowest median costs at $1,351, which is $1,118 less than the county median.
Homebuyers in Dallas County County who chose Luana Savings Bank paid $1,373 less in closing costs than the county median.
County Median Costs
$2,724
−2.2% vs Iowa ($2,784)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$1,205
Purchase Originations
1,752
vs Iowa Median
2.2% below
$-60
vs National Median
59.6% below
$-4,017
Lender rankings in Dallas County County
32 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,351 | 6.500% | $0 | 53 | −$1,118 | |
| 2 | $1,635 | 5.875% | $0 | 81 | −$834 | |
| 3 | $1,847 | 6.490% | $725 | 234 | −$622 | |
| 4 | $1,915 | 6.312% | $500 | 110 | −$554 | |
| 5 | $2,219 | 6.375% | $1,050 | 17 | −$250 | |
| 6 | $2,224 | 6.250% | $1,290 | 57 | −$245 | |
| 7 | $2,281 | 6.438% | $760 | 18 | −$188 | |
| 8 | $2,306 | 6.375% | $1,000 | 85 | −$163 | |
| 9 | $2,391 | 6.688% | $995 | 14 | −$78 | |
| 10 | $2,452 | 6.625% | $1,050 | 68 | −$17 | |
| 11 | $2,475 | 6.375% | $770 | 20 | +$6 | |
| 12 | $2,525 | 6.438% | $950 | 10 | +$56 | |
| 13 | $2,635 | 5.990% | $990 | 18 | +$166 | |
| 14 | $2,636 | 6.375% | $875 | 26 | +$167 | |
| 15 | $2,776 | 6.812% | $825 | 32 | +$307 | |
| 16 | $2,793 | 6.875% | $1,266 | 44 | +$324 | |
| 17 | $2,829 | 6.625% | $1,236 | 12 | +$360 | |
| 18 | $2,853 | 6.500% | $1,345 | 61 | +$384 | |
| 19 | $2,905 | 6.875% | $1,527 | 17 | +$436 | |
| 20 | $2,942 | 6.990% | $1,495 | 56 | +$474 | |
| 21 | $2,977 | 6.990% | $1,627 | 10 | +$508 | |
| 22 | $2,979 | 6.375% | $1,716 | 28 | +$510 | |
| 23 | $3,011 | 6.990% | $1,500 | 15 | +$542 | |
| 24 | $3,013 | 6.625% | $1,538 | 27 | +$544 | |
| 25 | $3,729 | 6.625% | $2,000 | 23 | +$1,260 | |
| 26 | $3,759 | 6.750% | $2,400 | 12 | +$1,290 | |
| 27 | $4,037 | 6.875% | $2,744 | 41 | +$1,568 | |
| 28 | $4,186 | 6.625% | $2,623 | 10 | +$1,717 | |
| 29 | $4,337 | 6.500% | $2,571 | 20 | +$1,868 | |
| 30 | $4,872 | 6.490% | $3,100 | 35 | +$2,403 | |
| 31 | $5,957 | 6.750% | $4,399 | 23 | +$3,488 |
Includes lenders with 10+ purchase originations in Dallas County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.