Lowest closing cost mortgage lenders in Sutter County County, California
In Sutter County, California, homebuyers paid a median of $9,086 in closing costs in 2024 — below the California median of $9,450. The county saw 549 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $3,806, which is $3,306 less than the county median.
Homebuyers in Sutter County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,280 less in closing costs than the county median.
County Median Costs
$9,086
−3.9% vs California ($9,450)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,617
Purchase Originations
549
vs California Median
3.9% below
$-364
vs National Median
34.8% above
$2,345
Lender rankings in Sutter County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,806 | 5.625% | $0 | 27 | −$3,306 | |
| 2 | $5,402 | 6.870% | $2,077 | 14 | −$1,710 | |
| 3 | $5,601 | 6.808% | $2,173 | 10 | −$1,511 | |
| 4 | $8,013 | 6.625% | $4,123 | 25 | +$901 | |
| 5 | $8,060 | 6.688% | $5,594 | 54 | +$948 | |
| 6 | $8,226 | 6.625% | $5,612 | 83 | +$1,114 | |
| 7 | $8,336 | 6.625% | $6,175 | 33 | +$1,224 |
Includes lenders with 10+ purchase originations in Sutter County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.