Lowest closing cost mortgage lenders in San Benito County County, California
In San Benito County, California, homebuyers paid a median of $11,418 in closing costs in 2024 — above the California median of $9,450. The county saw 596 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, ROCKET MORTGAGE, LLC offered the lowest median costs at $5,178, which is $2,014 less than the county median.
Homebuyers in San Benito County County who chose ROCKET MORTGAGE, LLC paid $6,240 less in closing costs than the county median.
County Median Costs
$11,418
+20.8% vs California ($9,450)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$4,561
Purchase Originations
596
vs California Median
20.8% above
$1,968
vs National Median
69.4% above
$4,677
Lender rankings in San Benito County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,178 | 6.625% | $2,994 | 23 | −$2,014 | |
| 2 | $5,751 | 6.625% | $4,219 | 10 | −$1,441 | |
| 3 | $5,962 | 6.250% | $1,465 | 26 | −$1,230 | |
| 4 | $6,566 | 5.875% | $1,925 | 37 | −$626 | |
| 5 | $6,642 | 6.875% | $2,748 | 11 | −$550 | |
| 6 | $7,863 | 6.400% | $3,577 | 20 | +$671 | |
| 7 | $7,977 | 6.625% | $5,665 | 10 | +$785 | |
| 8 | $8,144 | 6.999% | $4,188 | 27 | +$952 | |
| 9 | $9,280 | 6.625% | $6,655 | 32 | +$2,088 | |
| 10 | $12,665 | 6.438% | $9,114 | 26 | +$5,473 | |
| 11 | $18,218 | 6.125% | $13,097 | 28 | +$11,026 |
Includes lenders with 10+ purchase originations in San Benito County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.