Lowest closing cost mortgage lenders in Kings County County, California
In Kings County, California, homebuyers paid a median of $11,256 in closing costs in 2024 — above the California median of $9,450. The county saw 1,140 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, CLM MORTGAGE, INC. offered the lowest median costs at $3,330, which is $6,754 less than the county median.
Homebuyers in Kings County County who chose CLM MORTGAGE, INC. paid $7,926 less in closing costs than the county median.
County Median Costs
$11,256
+19.1% vs California ($9,450)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$4,121
Purchase Originations
1,140
vs California Median
19.1% above
$1,806
vs National Median
67.0% above
$4,515
Lender rankings in Kings County County
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,291 | 5.875% | $1,550 | 39 | −$3,332 | |
| 2 | $5,868 | 6.625% | $2,799 | 15 | −$2,755 | |
| 3 | $6,841 | 6.875% | $4,069 | 26 | −$1,782 | |
| 4 | $8,398 | 6.990% | $5,717 | 21 | −$225 | |
| 5 | $9,486 | 6.625% | $5,867 | 47 | +$863 | |
| 6 | $9,744 | 6.562% | $6,383 | 32 | +$1,121 | |
| 7 | $11,908 | 6.812% | $8,325 | 38 | +$3,285 |
Includes lenders with 10+ purchase originations in Kings County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.