Homebuyers in Tuscaloosa County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,033 less in closing costs than the county median.
County Median Costs
$6,833
+11.8% vs Alabama ($6,111)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,608
Purchase Originations
1,855
Denial Rate
14.5%
vs Alabama avg (13.6%)
vs Alabama Median
11.8% above
$722
vs National Median
2.3% above
$153
24 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,214 | 5.500% | $0 | 24 | −$2,840 | |
| 2 | $3,268 | 6.250% | $1,395 | 22 | −$1,786 | |
| 3 | $3,503 | 6.125% | $1,290 | 22 | −$1,551 | |
| 4 | $4,075 | 6.500% | $1,282 | 63 | −$979 | |
| 5 | $4,438 | 6.625% | $3,038 | 32 | −$616 | |
| 6 | $4,441 | 6.250% | $1,500 | 10 | −$613 | |
| 7 | $4,576 | 6.500% | $2,216 | 33 | −$478 | |
| 8 | $4,733 | 6.375% | $2,546 | 11 | −$321 | |
| 9 | $5,072 | 6.500% | $2,607 | 41 | +$18 | |
| 10 | $5,447 | 6.875% | $3,331 | 11 | +$393 | |
| 11 | $5,557 | 6.500% | $3,683 | 176 | +$503 | |
| 12 | $5,627 | 6.625% | $3,354 | 62 | +$573 | |
| 13 | $6,007 | 6.375% | $3,420 | 51 | +$953 | |
| 14 | $6,021 | 6.875% | $3,906 | 21 | +$967 | |
| 15 | $6,574 | 6.683% | $4,162 | 20 | +$1,520 | |
| 16 | $6,631 | 6.375% | $4,105 | 36 | +$1,577 | |
| 17 | $6,777 | 6.625% | $3,392 | 11 | +$1,723 |
Includes lenders with 10+ purchase originations in Tuscaloosa County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.