Lowest closing cost mortgage lenders in Tuscaloosa County County, Alabama
In Tuscaloosa County, Alabama, homebuyers paid a median of $6,710 in closing costs in 2024 — above the Alabama median of $6,033. The county saw 1,859 purchase mortgages at a median rate of 6.44%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,739, which is $3,994 less than the county median.
Homebuyers in Tuscaloosa County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,971 less in closing costs than the county median.
County Median Costs
$6,710
+11.2% vs Alabama ($6,033)
Median Rate
6.440%
−2.7% vs national (6.620%)
Median Origination
$2,730
Purchase Originations
1,859
vs Alabama Median
11.2% above
$677
vs National Median
0.5% below
$-31
Lender rankings in Tuscaloosa County County
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,307 | 5.750% | $0 | 15 | −$2,597 | |
| 2 | $3,309 | 6.625% | $1,290 | 15 | −$1,595 | |
| 3 | $3,332 | 5.750% | $75 | 15 | −$1,572 | |
| 4 | $3,854 | 6.625% | $1,792 | 22 | −$1,050 | |
| 5 | $3,996 | 6.875% | $1,812 | 47 | −$908 | |
| 6 | $4,010 | 6.125% | $1,854 | 23 | −$894 | |
| 7 | $4,848 | 6.750% | $2,313 | 59 | −$56 | |
| 8 | $5,054 | 6.625% | $3,010 | 70 | +$150 | |
| 9 | $5,155 | 6.438% | $2,778 | 10 | +$251 | |
| 10 | $5,363 | 6.875% | $3,325 | 23 | +$459 | |
| 11 | $5,415 | 6.562% | $3,046 | 36 | +$511 | |
| 12 | $5,656 | 6.625% | $3,672 | 202 | +$752 | |
| 13 | $5,784 | 6.625% | $3,652 | 22 | +$880 | |
| 14 | $5,834 | 6.499% | $4,294 | 16 | +$930 | |
| 15 | $5,942 | 6.625% | $3,732 | 57 | +$1,038 |
Includes lenders with 10+ purchase originations in Tuscaloosa County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.