Homebuyers in St. Clair County County who chose DHI MORTGAGE COMPANY, LTD. paid $4,554 less in closing costs than the county median.
County Median Costs
$6,882
+12.6% vs Alabama ($6,111)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,325
Purchase Originations
1,220
Denial Rate
12.4%
vs Alabama avg (13.6%)
vs Alabama Median
12.6% above
$771
vs National Median
3.0% above
$202
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,328 | 5.375% | $0 | 16 | −$2,512 | |
| 2 | $3,071 | 6.625% | $1,022 | 23 | −$1,769 | |
| 3 | $3,819 | 6.750% | $1,350 | 11 | −$1,021 | |
| 4 | $3,894 | 6.500% | $1,368 | 28 | −$946 | |
| 5 | $4,428 | 6.625% | $2,339 | 11 | −$412 | |
| 6 | $4,525 | 6.125% | $2,095 | 19 | −$315 | |
| 7 | $4,792 | 6.875% | $2,699 | 13 | −$48 | |
| 8 | $4,859 | 6.875% | $3,100 | 31 | +$19 | |
| 9 | $5,275 | 6.375% | $3,539 | 15 | +$435 | |
| 10 | $5,484 | 6.625% | $2,966 | 19 | +$644 | |
| 11 | $5,896 | 9.375% | $3,291 | 10 | +$1,056 | |
| 12 | $5,912 | 6.500% | $2,973 | 11 | +$1,072 | |
| 13 | $6,205 | 10.195% | $4,410 | 14 | +$1,365 | |
| 14 | $6,595 | 6.486% | $4,410 | 34 | +$1,755 | |
| 15 | $7,284 | 6.490% | $5,193 | 25 | +$2,444 |
Includes lenders with 10+ purchase originations in St. Clair County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.