Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$2,602
median across reports
vs. National Average
19%
below national avg
Avg Origination Charge
$995
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $1,858 | $2,263 | 🟢 Below Avg |
| Origination Fee | $995 | $1,695 | 🟢 Below Avg |
| lender_credits | $145 | $459 | 🟢 Below Avg |
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Check My Loan Estimate — $19Based on 2,036 homebuyer-submitted Closing Disclosures, BancFirst's median total closing costs are $2,602. This is about 19% below the $3,221 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Federal data snapshot (2025)
In 2025, BancFirst originated 957 purchase loans with median closing costs of $4,309.
See 2025 HMDA market data for BancFirst →