Lowest closing cost mortgage lenders in Whitman County County, Washington
In Whitman County, Washington, homebuyers paid a median of $6,157 in closing costs in 2024 — below the Washington median of $7,966. The county saw 298 purchase mortgages at a median rate of 6.72%. Among lenders with 10+ originations, Washington Trust Bank offered the lowest median costs at $3,681, which is $1,681 less than the county median.
Homebuyers in Whitman County County who chose Washington Trust Bank paid $2,476 less in closing costs than the county median.
County Median Costs
$6,157
−22.7% vs Washington ($7,966)
Median Rate
6.720%
+1.5% vs national (6.620%)
Median Origination
$3,474
Purchase Originations
298
vs Washington Median
22.7% below
$-1,809
vs National Median
8.7% below
$-584
Lender rankings in Whitman County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,681 | 7.062% | $1,644 | 10 | −$1,681 | |
| 2 | $3,812 | 6.375% | $2,000 | 13 | −$1,550 | |
| 3 | $4,086 | 7.000% | $2,171 | 15 | −$1,276 | |
| 4 | $5,160 | 6.688% | $3,555 | 10 | −$202 | |
| 5 | $5,587 | 7.075% | $3,563 | 23 | +$225 | |
| 6 | $5,612 | 6.990% | $3,560 | 21 | +$250 | |
| 7 | $7,537 | 6.624% | $4,443 | 36 | +$2,175 |
Includes lenders with 10+ purchase originations in Whitman County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Washington → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.