Homebuyers in Orange County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $6,835 less in closing costs than the county median.
County Median Costs
$8,114
+18.3% vs Virginia ($6,860)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,058
Purchase Originations
652
Denial Rate
6.7%
vs Virginia avg (6.4%)
vs Virginia Median
18.3% above
$1,254
vs National Median
21.5% above
$1,434
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,279 | 5.375% | $0 | 13 | −$4,009 | |
| 2 | $3,015 | 7.188% | $674 | 10 | −$2,273 | |
| 3 | $3,302 | 6.750% | $0 | 12 | −$1,986 | |
| 4 | $4,914 | 6.490% | $2,470 | 14 | −$374 | |
| 5 | $5,210 | 6.500% | $3,492 | 15 | −$78 | |
| 6 | $5,388 | 6.375% | $2,868 | 21 | +$100 | |
| 7 | $5,718 | 6.625% | $2,482 | 11 | +$430 | |
| 8 | $7,269 | 6.500% | $4,495 | 17 | +$1,981 | |
| 9 | $7,455 | 6.000% | $3,446 | 19 | +$2,167 |
Includes lenders with 10+ purchase originations in Orange County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.