Lowest closing cost mortgage lenders in Culpeper County County, Virginia
In Culpeper County, Virginia, homebuyers paid a median of $8,326 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 620 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $4,135, which is $2,257 less than the county median.
Homebuyers in Culpeper County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,191 less in closing costs than the county median.
County Median Costs
$8,326
+20.4% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,096
Purchase Originations
620
vs Virginia Median
20.4% above
$1,413
vs National Median
23.5% above
$1,585
Lender rankings in Culpeper County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,899 | 6.750% | $2,926 | 15 | −$1,521 | |
| 2 | $5,701 | 6.933% | $2,175 | 12 | −$719 | |
| 3 | $6,592 | 6.750% | $1,999 | 10 | +$172 | |
| 4 | $6,652 | 6.500% | $3,099 | 63 | +$232 | |
| 5 | $7,024 | 6.312% | $4,406 | 12 | +$604 | |
| 6 | $7,104 | 6.625% | $1,845 | 12 | +$684 | |
| 7 | $7,788 | 6.490% | $3,181 | 15 | +$1,368 | |
| 8 | $7,975 | 6.750% | $5,233 | 28 | +$1,555 |
Includes lenders with 10+ purchase originations in Culpeper County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.