Homebuyers in Culpeper County County who chose MORTGAGE RESEARCH CENTER, LLC paid $6,401 less in closing costs than the county median.
County Median Costs
$8,518
+24.2% vs Virginia ($6,860)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,466
Purchase Originations
634
Denial Rate
6.8%
vs Virginia avg (6.4%)
vs Virginia Median
24.2% above
$1,658
vs National Median
27.5% above
$1,838
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,432 | 6.375% | $0 | 13 | −$1,787 | |
| 2 | $5,024 | 6.625% | $2,019 | 13 | −$1,196 | |
| 3 | $5,080 | 6.250% | $1,365 | 13 | −$1,139 | |
| 4 | $5,380 | 6.625% | $4,081 | 15 | −$839 | |
| 5 | $5,725 | 6.625% | $1,825 | 35 | −$494 | |
| 6 | $5,830 | 6.625% | $1,543 | 12 | −$389 | |
| 7 | $6,660 | 6.250% | $2,938 | 11 | +$441 | |
| 8 | $6,747 | 6.625% | $1,970 | 25 | +$528 | |
| 9 | $6,948 | 6.375% | $3,896 | 18 | +$729 | |
| 10 | $7,196 | 6.490% | $4,608 | 19 | +$977 | |
| 11 | $10,859 | 6.624% | $7,069 | 10 | +$4,640 | |
| 12 | $11,702 | 5.990% | $8,483 | 20 | +$5,483 |
Includes lenders with 10+ purchase originations in Culpeper County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.