Homebuyers in Bedford County County who chose FIRST BANCORP, INC. paid $2,118 less in closing costs than the county median.
County Median Costs
$5,918
−13.7% vs Virginia ($6,860)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,929
Purchase Originations
847
Denial Rate
8.1%
vs Virginia avg (6.4%)
vs Virginia Median
13.7% below
$-942
vs National Median
11.4% below
$-762
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,800 | 7.000% | $1,210 | 33 | −$1,227 | |
| 2 | $4,100 | 6.688% | $1,395 | 14 | −$927 | |
| 3 | $4,178 | 6.990% | $1,484 | 41 | −$849 | |
| 4 | $4,537 | 6.545% | $1,298 | 16 | −$490 | |
| 5 | $4,871 | 6.750% | $1,884 | 14 | −$156 | |
| 6 | $5,180 | 6.312% | $1,463 | 10 | +$153 | |
| 7 | $5,394 | 6.562% | $3,950 | 52 | +$367 | |
| 8 | $5,482 | 6.490% | $2,158 | 13 | +$455 | |
| 9 | $5,535 | 6.490% | $2,868 | 29 | +$508 | |
| 10 | $5,540 | 6.625% | $2,439 | 23 | +$513 | |
| 11 | $5,730 | 6.490% | $2,934 | 15 | +$703 | |
| 12 | $6,705 | 6.499% | $4,113 | 24 | +$1,678 | |
| 13 | $7,856 | 6.624% | $5,040 | 13 | +$2,829 | |
| 14 | $7,975 | 6.125% | $4,975 | 15 | +$2,948 |
Includes lenders with 10+ purchase originations in Bedford County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.