Homebuyers in Box Elder County County who chose MORTGAGE RESEARCH CENTER, LLC paid $7,541 less in closing costs than the county median.
County Median Costs
$8,860
+5.9% vs Utah ($8,364)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$4,095
Purchase Originations
786
Denial Rate
4.9%
vs Utah avg (5.9%)
vs Utah Median
5.9% above
$496
vs National Median
32.6% above
$2,180
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,250 | 6.375% | $2,095 | 15 | −$2,064 | |
| 2 | $4,463 | 6.375% | $1,058 | 10 | −$1,851 | |
| 3 | $4,495 | 4.688% | $1,839 | 12 | −$1,819 | |
| 4 | $5,372 | 6.625% | $3,108 | 12 | −$942 | |
| 5 | $5,725 | 6.499% | $3,000 | 61 | −$589 | |
| 6 | $6,305 | 6.625% | $4,290 | 39 | −$9 | |
| 7 | $6,442 | 6.490% | $3,539 | 12 | +$128 | |
| 8 | $6,693 | 6.188% | $4,710 | 36 | +$379 | |
| 9 | $6,734 | 6.375% | $4,380 | 10 | +$420 | |
| 10 | $7,183 | 6.500% | $4,940 | 21 | +$869 | |
| 11 | $7,646 | 6.500% | $5,084 | 65 | +$1,332 |
Includes lenders with 10+ purchase originations in Box Elder County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Utah → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.