Lowest closing cost mortgage lenders in Box Elder County County, Utah
In Box Elder County, Utah, homebuyers paid a median of $8,990 in closing costs in 2024 — above the Utah median of $8,544. The county saw 721 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $1,799, which is $4,650 less than the county median.
Homebuyers in Box Elder County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $7,191 less in closing costs than the county median.
County Median Costs
$8,990
+5.2% vs Utah ($8,544)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$4,394
Purchase Originations
721
vs Utah Median
5.2% above
$446
vs National Median
33.4% above
$2,249
Lender rankings in Box Elder County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,050 | 6.500% | $1,222 | 13 | −$2,334 | |
| 2 | $4,934 | 6.375% | $3,032 | 14 | −$1,450 | |
| 3 | $5,408 | 6.500% | $3,420 | 17 | −$976 | |
| 4 | $5,788 | 6.500% | $3,221 | 10 | −$596 | |
| 5 | $5,816 | 6.750% | $4,047 | 18 | −$568 | |
| 6 | $6,059 | 6.500% | $3,364 | 45 | −$325 | |
| 7 | $6,534 | 6.625% | $4,523 | 39 | +$150 | |
| 8 | $7,394 | 6.500% | $4,730 | 14 | +$1,010 | |
| 9 | $8,302 | 6.500% | $5,747 | 47 | +$1,918 |
Includes lenders with 10+ purchase originations in Box Elder County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Utah → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.