Lowest closing cost mortgage lenders in San Patricio County County, Texas
In San Patricio County, Texas, homebuyers paid a median of $7,928 in closing costs in 2024 — below the Texas median of $8,418. The county saw 692 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $3,183, which is $2,806 less than the county median.
Homebuyers in San Patricio County County who chose NAVY FEDERAL CREDIT UNION paid $4,745 less in closing costs than the county median.
County Median Costs
$7,928
−5.8% vs Texas ($8,418)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,934
Purchase Originations
692
vs Texas Median
5.8% below
$-490
vs National Median
17.6% above
$1,187
Lender rankings in San Patricio County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,555 | 5.750% | $0 | 12 | −$2,387 | |
| 2 | $3,753 | 5.058% | $1,550 | 10 | −$2,189 | |
| 3 | $4,396 | 6.625% | $925 | 41 | −$1,546 | |
| 4 | $6,346 | 7.125% | $3,417 | 13 | +$404 | |
| 5 | $6,910 | 6.937% | $3,621 | 14 | +$968 | |
| 6 | $7,370 | 6.500% | $3,888 | 18 | +$1,428 | |
| 7 | $10,613 | 6.625% | $1,698 | 11 | +$4,671 | |
| 8 | $17,517 | 6.875% | $1,698 | 15 | +$11,575 |
Includes lenders with 10+ purchase originations in San Patricio County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.