Homebuyers in Montgomery County County who chose MORTGAGE RESEARCH CENTER, LLC paid $7,515 less in closing costs than the county median.
County Median Costs
$7,522
+12.6% vs Tennessee ($6,683)
Median Rate
6.120%
−5.7% vs national (6.490%)
Median Origination
$1,395
Purchase Originations
3,853
Denial Rate
4.9%
vs Tennessee avg (9.7%)
vs Tennessee Median
12.6% above
$839
vs National Median
12.6% above
$842
36 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7 | 6.375% | $0 | 54 | −$5,608 | |
| 2 | $1,082 | 5.990% | $35 | 15 | −$4,533 | |
| 3 | $4,266 | 6.500% | $2,078 | 25 | −$1,349 | |
| 4 | $4,580 | 6.625% | $2,050 | 25 | −$1,035 | |
| 5 | $5,053 | 6.375% | $1,818 | 10 | −$562 | |
| 6 | $5,447 | 6.562% | $2,629 | 20 | −$168 | |
| 7 | $5,545 | 6.250% | $2,560 | 40 | −$70 | |
| 8 | $5,622 | 4.990% | $1,650 | 34 | +$7 | |
| 9 | $5,658 | 6.500% | $2,445 | 43 | +$43 | |
| 10 | $5,892 | 6.750% | $3,241 | 40 | +$277 | |
| 11 | $6,013 | 6.725% | $3,843 | 14 | +$398 | |
| 12 | $6,612 | 6.500% | $3,342 | 33 | +$997 | |
| 13 | $6,621 | 6.625% | $3,393 | 25 | +$1,006 | |
| 14 | $6,724 | 4.990% | $3,065 | 19 | +$1,109 | |
| 15 | $6,853 | 6.875% | $3,481 | 11 | +$1,238 | |
| 16 | $6,910 | 6.500% | $4,360 | 43 | +$1,295 | |
| 17 | $7,091 | 6.625% | $4,587 | 22 | +$1,476 | |
| 18 | $7,415 | 6.750% | $3,807 | 12 | +$1,800 | |
| 19 | $8,647 | 6.500% | $6,208 | 10 | +$3,032 | |
| 20 | $9,176 | 6.433% | $6,838 | 10 | +$3,561 |
Includes lenders with 10+ purchase originations in Montgomery County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.