Lowest closing cost mortgage lenders in Montgomery County County, Tennessee
In Montgomery County, Tennessee, homebuyers paid a median of $7,467 in closing costs in 2024 — above the Tennessee median of $6,647. The county saw 3,751 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, SWBC MORTGAGE CORPORATION offered the lowest median costs at $5, which is $5,612 less than the county median.
Homebuyers in Montgomery County County who chose SWBC MORTGAGE CORPORATION paid $7,462 less in closing costs than the county median.
County Median Costs
$7,467
+12.3% vs Tennessee ($6,647)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,395
Purchase Originations
3,751
vs Tennessee Median
12.3% above
$820
vs National Median
10.8% above
$726
Lender rankings in Montgomery County County
38 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5 | 6.000% | $0 | 14 | −$5,612 | |
| 2 | $1,894 | 6.375% | $0 | 35 | −$3,723 | |
| 3 | $2,986 | 6.500% | $341 | 10 | −$2,631 | |
| 4 | $3,356 | 6.625% | $0 | 25 | −$2,261 | |
| 5 | $3,393 | 6.500% | $154 | 16 | −$2,224 | |
| 6 | $3,566 | 7.125% | $900 | 17 | −$2,051 | |
| 7 | $3,715 | 6.933% | $0 | 12 | −$1,902 | |
| 8 | $4,479 | 6.933% | $1,425 | 10 | −$1,138 | |
| 9 | $4,930 | 6.990% | $1,375 | 21 | −$687 | |
| 10 | $4,936 | 6.562% | $1,359 | 14 | −$681 | |
| 11 | $5,487 | 7.000% | $2,379 | 21 | −$130 | |
| 12 | $5,524 | 6.500% | $2,845 | 43 | −$93 | |
| 13 | $5,533 | 6.624% | $4,140 | 11 | −$84 | |
| 14 | $5,868 | 6.625% | $2,564 | 32 | +$251 | |
| 15 | $5,948 | 6.875% | $2,810 | 23 | +$331 | |
| 16 | $5,963 | 6.625% | $3,300 | 10 | +$346 | |
| 17 | $6,081 | 6.625% | $3,052 | 32 | +$464 | |
| 18 | $6,145 | 6.625% | $3,850 | 40 | +$528 | |
| 19 | $6,335 | 6.625% | $3,595 | 21 | +$718 | |
| 20 | $6,782 | 6.990% | $4,137 | 16 | +$1,165 | |
| 21 | $7,508 | 6.625% | $4,684 | 26 | +$1,891 | |
| 22 | $7,556 | 7.125% | $4,238 | 13 | +$1,939 | |
| 23 | $7,881 | 6.625% | $5,095 | 39 | +$2,264 |
Includes lenders with 10+ purchase originations in Montgomery County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.