Homebuyers in Pennington County County who chose PENNYMAC LOAN SERVICES, LLC paid $4,401 less in closing costs than the county median.
County Median Costs
$7,202
+27.8% vs South Dakota ($5,635)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,859
Purchase Originations
1,124
Denial Rate
6.0%
vs South Dakota avg (7.4%)
vs South Dakota Median
27.8% above
$1,567
vs National Median
7.8% above
$522
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,801 | 6.875% | $1,088 | 13 | −$2,748 | |
| 2 | $3,758 | 6.500% | $1,135 | 13 | −$1,791 | |
| 3 | $3,883 | 6.625% | $1,044 | 17 | −$1,666 | |
| 4 | $4,936 | 6.625% | $3,321 | 33 | −$613 | |
| 5 | $5,303 | 6.625% | $3,559 | 125 | −$246 | |
| 6 | $5,609 | 6.375% | $3,171 | 42 | +$60 | |
| 7 | $5,736 | 6.125% | $4,685 | 11 | +$187 | |
| 8 | $5,919 | 6.500% | $3,830 | 19 | +$370 | |
| 9 | $6,003 | 6.250% | $3,940 | 47 | +$454 | |
| 10 | $6,411 | 6.500% | $4,591 | 36 | +$862 | |
| 11 | $6,772 | 6.490% | $4,520 | 38 | +$1,223 | |
| 12 | $6,869 | 6.562% | $4,630 | 12 | +$1,320 | |
| 13 | $9,340 | 6.625% | $6,457 | 25 | +$3,791 |
Includes lenders with 10+ purchase originations in Pennington County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.