Lowest closing cost mortgage lenders in Pennington County County, South Dakota
In Pennington County, South Dakota, homebuyers paid a median of $7,057 in closing costs in 2024 — above the South Dakota median of $5,447. The county saw 1,058 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, Dacotah Bank offered the lowest median costs at $1,629, which is $3,465 less than the county median.
Homebuyers in Pennington County County who chose Dacotah Bank paid $5,428 less in closing costs than the county median.
County Median Costs
$7,057
+29.6% vs South Dakota ($5,447)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$2,715
Purchase Originations
1,058
vs South Dakota Median
29.6% above
$1,610
vs National Median
4.7% above
$316
Lender rankings in Pennington County County
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,629 | 6.688% | $632 | 14 | −$3,465 | |
| 2 | $3,052 | 6.750% | $500 | 10 | −$2,042 | |
| 3 | $3,321 | 6.625% | $1,170 | 13 | −$1,773 | |
| 4 | $3,779 | 6.688% | $904 | 14 | −$1,315 | |
| 5 | $5,086 | 6.375% | $2,568 | 35 | −$8 | |
| 6 | $5,150 | 6.812% | $2,898 | 108 | +$56 | |
| 7 | $5,519 | 6.562% | $3,769 | 62 | +$425 | |
| 8 | $5,521 | 7.125% | $3,139 | 10 | +$427 | |
| 9 | $5,723 | 6.999% | $3,988 | 29 | +$629 | |
| 10 | $5,747 | 6.375% | $3,670 | 71 | +$653 | |
| 11 | $7,125 | 6.500% | $4,265 | 14 | +$2,031 | |
| 12 | $10,163 | 6.875% | $7,980 | 14 | +$5,069 |
Includes lenders with 10+ purchase originations in Pennington County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.