What are the average closing costs in Northumberland County County?

In Northumberland County County, the median total loan costs on purchase mortgages were $5,492 in 2024, based on 437 originations.

Which lender has the lowest closing costs in Northumberland County County?

Among lenders with 10+ originations in Northumberland County County, Pennsylvania State Employees Credit Union had the lowest median total closing costs at $2,474 in 2024.

How do closing costs in Northumberland County County compare to Pennsylvania?

Northumberland County County closing costs (median $5,492) are 16.2% below the Pennsylvania state median of $6,553.

Lowest closing cost mortgage lenders in Northumberland County County, Pennsylvania

In Northumberland County, Pennsylvania, homebuyers paid a median of $5,492 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 437 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Pennsylvania State Employees Credit Union offered the lowest median costs at $2,474, which is $2,058 less than the county median.

Homebuyers in Northumberland County County who chose Pennsylvania State Employees Credit Union paid $3,018 less in closing costs than the county median.

County Median Costs

$5,492

−16.2% vs Pennsylvania ($6,553)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,596

Purchase Originations

437

vs Pennsylvania Median

16.2% below

$-1,061

vs National Median

18.5% below

$-1,249

Lender rankings in Northumberland County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Pennsylvania State Employees Credit Union	$2,474	6.625%	$550	21	−$2,058
2	First National Bank of Pennsylvania	$3,619	6.875%	$975	10	−$913
3	Journey Bank	$3,943	6.750%	$575	33	−$589
4	MORTGAGE AMERICA, INC.	$4,440	6.062%	$1,495	18	−$92
5	Fulton Bank, National Association	$4,460	6.750%	$1,449	11	−$72
6	ROCKET MORTGAGE, LLC	$5,382	6.812%	$2,635	28	+$850

Includes lenders with 10+ purchase originations in Northumberland County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.