Homebuyers in Fayette County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,003 less in closing costs than the county median.
County Median Costs
$5,246
−19.3% vs Pennsylvania ($6,500)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,440
Purchase Originations
710
Denial Rate
11.9%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
19.3% below
$-1,254
vs National Median
21.5% below
$-1,434
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,488 | 6.000% | $730 | 75 | −$1,061 | |
| 2 | $4,007 | 6.250% | $1,003 | 43 | −$542 | |
| 3 | $4,364 | 6.625% | $1,325 | 13 | −$185 | |
| 4 | $4,590 | 6.375% | $1,350 | 112 | +$41 | |
| 5 | $4,823 | 6.624% | $1,415 | 10 | +$274 | |
| 6 | $5,845 | 6.750% | $2,607 | 13 | +$1,296 | |
| 7 | $5,911 | 6.750% | $3,356 | 29 | +$1,362 |
Includes lenders with 10+ purchase originations in Fayette County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.