Lowest closing cost mortgage lenders in Carbon County County, Pennsylvania
In Carbon County, Pennsylvania, homebuyers paid a median of $6,402 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 610 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $0, which is $5,284 less than the county median.
Homebuyers in Carbon County County who chose Community Bank, National Association paid $6,402 less in closing costs than the county median.
County Median Costs
$6,402
−2.3% vs Pennsylvania ($6,553)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,915
Purchase Originations
610
vs Pennsylvania Median
2.3% below
$-151
vs National Median
5.0% below
$-339
Lender rankings in Carbon County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.688% | $0 | 12 | −$5,284 | |
| 2 | $4,421 | 6.625% | $990 | 12 | −$863 | |
| 3 | $4,646 | 6.625% | $1,349 | 35 | −$638 | |
| 4 | $4,783 | 6.688% | $1,687 | 12 | −$501 | |
| 5 | $5,059 | 6.812% | $2,378 | 28 | −$225 | |
| 6 | $5,404 | 6.875% | $2,428 | 43 | +$120 | |
| 7 | $5,820 | 6.375% | $2,308 | 13 | +$536 | |
| 8 | $5,856 | 6.812% | $2,189 | 13 | +$572 | |
| 9 | $6,861 | 7.124% | $3,950 | 21 | +$1,577 | |
| 10 | $6,924 | 6.625% | $4,046 | 12 | +$1,640 |
Includes lenders with 10+ purchase originations in Carbon County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.