Homebuyers in Cambria County County who chose Pennsylvania State Employees Credit Union paid $2,006 less in closing costs than the county median.
County Median Costs
$4,658
−28.3% vs Pennsylvania ($6,500)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,395
Purchase Originations
737
Denial Rate
9.8%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
28.3% below
$-1,842
vs National Median
30.3% below
$-2,022
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,652 | 6.500% | $678 | 12 | −$1,682 | |
| 2 | $2,844 | 6.490% | $0 | 69 | −$1,490 | |
| 3 | $3,172 | 6.625% | $500 | 13 | −$1,162 | |
| 4 | $3,316 | 6.125% | $810 | 11 | −$1,018 | |
| 5 | $3,719 | 6.125% | $1,003 | 19 | −$615 | |
| 6 | $4,021 | 6.625% | $1,322 | 57 | −$313 | |
| 7 | $4,514 | 6.500% | $1,695 | 77 | +$180 | |
| 8 | $4,680 | 6.875% | $1,909 | 50 | +$346 | |
| 9 | $4,930 | 6.500% | $1,853 | 54 | +$596 | |
| 10 | $5,383 | 6.500% | $2,365 | 13 | +$1,049 |
Includes lenders with 10+ purchase originations in Cambria County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.