Lowest closing cost mortgage lenders in Grand Forks County County, North Dakota
In Grand Forks County, North Dakota, homebuyers paid a median of $5,329 in closing costs in 2024 — below the North Dakota median of $5,512. The county saw 546 purchase mortgages at a median rate of 6.37%. Among lenders with 10+ originations, Alerus Financial, National Association offered the lowest median costs at $2,854, which is $1,739 less than the county median.
Homebuyers in Grand Forks County County who chose Alerus Financial, National Association paid $2,475 less in closing costs than the county median.
County Median Costs
$5,329
−3.3% vs North Dakota ($5,512)
Median Rate
6.370%
−3.8% vs national (6.620%)
Median Origination
$2,269
Purchase Originations
546
vs North Dakota Median
3.3% below
$-183
vs National Median
20.9% below
$-1,412
Lender rankings in Grand Forks County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,854 | 6.500% | $995 | 27 | −$1,739 | |
| 2 | $3,352 | 6.487% | $1,710 | 10 | −$1,241 | |
| 3 | $3,392 | 6.850% | $1,720 | 19 | −$1,201 | |
| 4 | $3,875 | 6.375% | $2,278 | 20 | −$718 | |
| 5 | $4,319 | 6.150% | $2,679 | 33 | −$274 | |
| 6 | $4,779 | 6.125% | $2,768 | 72 | +$186 | |
| 7 | $4,973 | 6.600% | $3,120 | 15 | +$380 | |
| 8 | $5,405 | 6.500% | $3,519 | 18 | +$812 | |
| 9 | $5,727 | 6.624% | $3,595 | 58 | +$1,134 |
Includes lenders with 10+ purchase originations in Grand Forks County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.