Lowest closing cost mortgage lenders in Onslow County County, North Carolina
In Onslow County, North Carolina, homebuyers paid a median of $7,206 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 3,484 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $2,553, which is $2,095 less than the county median.
Homebuyers in Onslow County County who chose NAVY FEDERAL CREDIT UNION paid $4,653 less in closing costs than the county median.
County Median Costs
$7,206
+26.0% vs North Carolina ($5,720)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$999
Purchase Originations
3,484
vs North Carolina Median
26.0% above
$1,486
vs National Median
6.9% above
$465
Lender rankings in Onslow County County
35 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,553 | 6.250% | $0 | 64 | −$2,095 | |
| 2 | $3,199 | 6.980% | $0 | 12 | −$1,449 | |
| 3 | $3,917 | 6.990% | $1,899 | 29 | −$731 | |
| 4 | $4,233 | 6.513% | $2,220 | 44 | −$415 | |
| 5 | $4,392 | 7.000% | $1,493 | 19 | −$256 | |
| 6 | $4,465 | 7.312% | $2,250 | 14 | −$183 | |
| 7 | $4,520 | 6.625% | $2,214 | 16 | −$128 | |
| 8 | $4,591 | 6.375% | $2,598 | 10 | −$57 | |
| 9 | $4,815 | 6.575% | $1,640 | 15 | +$167 | |
| 10 | $4,998 | 6.812% | $2,578 | 10 | +$350 | |
| 11 | $5,352 | 6.350% | $2,995 | 15 | +$704 | |
| 12 | $5,423 | 6.562% | $2,918 | 62 | +$775 | |
| 13 | $5,505 | 7.000% | $2,661 | 11 | +$857 | |
| 14 | $5,538 | 6.750% | $3,266 | 20 | +$890 | |
| 15 | $5,571 | 6.850% | $3,267 | 14 | +$923 | |
| 16 | $5,653 | 6.500% | $3,553 | 30 | +$1,005 | |
| 17 | $5,928 | 6.875% | $3,532 | 16 | +$1,280 |
Includes lenders with 10+ purchase originations in Onslow County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.