Homebuyers in Shiawassee County County who chose LAKE MICHIGAN CREDIT UNION paid $1,571 less in closing costs than the county median.
County Median Costs
$4,926
+9.1% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,839
Purchase Originations
674
Denial Rate
9.0%
vs Michigan avg (12.0%)
vs Michigan Median
9.1% above
$412
vs National Median
26.3% below
$-1,754
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,355 | 6.250% | $928 | 11 | −$722 | |
| 2 | $3,440 | 6.500% | $1,295 | 15 | −$637 | |
| 3 | $3,578 | 6.625% | $1,190 | 40 | −$499 | |
| 4 | $3,860 | 6.625% | $1,793 | 54 | −$217 | |
| 5 | $3,875 | 6.500% | $1,690 | 13 | −$202 | |
| 6 | $3,887 | 6.438% | $1,477 | 16 | −$190 | |
| 7 | $3,957 | 6.438% | $1,295 | 12 | −$120 | |
| 8 | $4,005 | 6.874% | $1,384 | 22 | −$72 | |
| 9 | $4,740 | 6.750% | $2,396 | 21 | +$663 | |
| 10 | $5,143 | 6.625% | $3,056 | 47 | +$1,066 | |
| 11 | $6,178 | 6.990% | $3,806 | 17 | +$2,101 |
Includes lenders with 10+ purchase originations in Shiawassee County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.