Lowest closing cost mortgage lenders in Shiawassee County County, Michigan
In Shiawassee County, Michigan, homebuyers paid a median of $4,787 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 708 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, First State Bank offered the lowest median costs at $3,224, which is $643 less than the county median.
Homebuyers in Shiawassee County County who chose First State Bank paid $1,563 less in closing costs than the county median.
County Median Costs
$4,787
+7.9% vs Michigan ($4,438)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,929
Purchase Originations
708
vs Michigan Median
7.9% above
$349
vs National Median
29.0% below
$-1,954
Lender rankings in Shiawassee County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,224 | 6.500% | $950 | 12 | −$643 | |
| 2 | $3,278 | 6.625% | $1,295 | 12 | −$589 | |
| 3 | $3,389 | 6.877% | $1,463 | 16 | −$478 | |
| 4 | $3,515 | 6.875% | $1,295 | 21 | −$352 | |
| 5 | $3,616 | 6.625% | $1,690 | 13 | −$250 | |
| 6 | $3,620 | 6.875% | $1,200 | 33 | −$247 | |
| 7 | $3,965 | 7.058% | $2,147 | 20 | +$98 | |
| 8 | $4,102 | 6.875% | $2,144 | 59 | +$235 | |
| 9 | $4,536 | 6.999% | $2,304 | 31 | +$669 | |
| 10 | $4,930 | 6.875% | $2,902 | 39 | +$1,063 | |
| 11 | $5,096 | 6.990% | $2,979 | 21 | +$1,229 |
Includes lenders with 10+ purchase originations in Shiawassee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.