Homebuyers in Mecosta County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,914 less in closing costs than the county median.
County Median Costs
$4,571
+1.3% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,750
Purchase Originations
325
Denial Rate
12.0%
vs Michigan avg (12.0%)
vs Michigan Median
1.3% above
$57
vs National Median
31.6% below
$-2,109
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,508 | 6.375% | $1,092 | 21 | −$552 | |
| 2 | $3,753 | 6.625% | $1,552 | 12 | −$307 | |
| 3 | $3,808 | 5.750% | $1,100 | 19 | −$252 | |
| 4 | $3,813 | 6.688% | $1,353 | 12 | −$247 | |
| 5 | $4,080 | 6.625% | $2,049 | 11 | +$20 | |
| 6 | $5,114 | 6.990% | $2,590 | 20 | +$1,054 | |
| 7 | $5,924 | 6.500% | $3,557 | 13 | +$1,864 |
Includes lenders with 10+ purchase originations in Mecosta County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.