Lowest closing cost mortgage lenders in Mecosta County County, Michigan
In Mecosta County, Michigan, homebuyers paid a median of $4,808 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 339 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Mercantile Bank offered the lowest median costs at $3,250, which is $785 less than the county median.
Homebuyers in Mecosta County County who chose Mercantile Bank paid $1,558 less in closing costs than the county median.
County Median Costs
$4,808
+8.3% vs Michigan ($4,438)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,043
Purchase Originations
339
vs Michigan Median
8.3% above
$370
vs National Median
28.7% below
$-1,933
Lender rankings in Mecosta County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,250 | 6.750% | $1,190 | 15 | −$785 | |
| 2 | $3,634 | 6.500% | $1,174 | 23 | −$401 | |
| 3 | $3,886 | 6.625% | $2,073 | 19 | −$149 | |
| 4 | $5,377 | 6.999% | $3,532 | 12 | +$1,342 | |
| 5 | $5,943 | 6.688% | $4,452 | 10 | +$1,908 |
Includes lenders with 10+ purchase originations in Mecosta County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.