Homebuyers in Penobscot County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,881 less in closing costs than the county median.
County Median Costs
$4,650
−1.8% vs Maine ($4,736)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,500
Purchase Originations
1,273
Denial Rate
9.4%
vs Maine avg (7.9%)
vs Maine Median
1.8% below
$-86
vs National Median
30.4% below
$-2,030
18 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,074 | 6.625% | $795 | 12 | −$899 | |
| 2 | $3,318 | 6.375% | $1,250 | 164 | −$654 | |
| 3 | $3,411 | 6.370% | $1,135 | 18 | −$562 | |
| 4 | $3,787 | 6.625% | $1,500 | 50 | −$186 | |
| 5 | $3,804 | 7.375% | $1,500 | 33 | −$168 | |
| 6 | $3,946 | 6.375% | $1,923 | 14 | −$28 | |
| 7 | $4,063 | 6.875% | $1,395 | 64 | +$90 | |
| 8 | $4,128 | 6.625% | $1,790 | 10 | +$155 | |
| 9 | $4,129 | 6.750% | $1,816 | 43 | +$156 | |
| 10 | $4,142 | 6.875% | $1,543 | 18 | +$169 | |
| 11 | $4,414 | 7.000% | $800 | 13 | +$441 | |
| 12 | $4,605 | 6.875% | $2,312 | 12 | +$632 | |
| 13 | $4,720 | 6.874% | $2,339 | 72 | +$747 | |
| 14 | $5,144 | 6.750% | $3,127 | 17 | +$1,172 | |
| 15 | $5,286 | 6.875% | $3,028 | 35 | +$1,313 | |
| 16 | $6,692 | 6.875% | $2,957 | 21 | +$2,719 | |
| 17 | $7,129 | 6.875% | $5,316 | 14 | +$3,156 |
Includes lenders with 10+ purchase originations in Penobscot County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Maine → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.