Homebuyers in Franklin County County who chose Florence Bank paid $1,367 less in closing costs than the county median.
County Median Costs
$4,851
−12.5% vs Massachusetts ($5,543)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,550
Purchase Originations
431
Denial Rate
6.1%
vs Massachusetts avg (4.9%)
vs Massachusetts Median
12.5% below
$-692
vs National Median
27.4% below
$-1,829
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,484 | 5.438% | $0 | 16 | −$1,059 | |
| 2 | $4,234 | 5.500% | $700 | 92 | −$309 | |
| 3 | $4,443 | 6.562% | $1,200 | 10 | −$100 | |
| 4 | $4,462 | 6.688% | $1,863 | 14 | −$81 | |
| 5 | $4,675 | 6.500% | $1,550 | 25 | +$132 | |
| 6 | $4,851 | 6.625% | $1,783 | 27 | +$308 | |
| 7 | $5,611 | 6.812% | $1,849 | 12 | +$1,068 | |
| 8 | $7,653 | 6.875% | $4,440 | 11 | +$3,110 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.