Lowest closing cost mortgage lenders in Franklin County County, Massachusetts
In Franklin County, Massachusetts, homebuyers paid a median of $5,271 in closing costs in 2024 — below the Massachusetts median of $5,459. The county saw 389 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Greenfield Savings Bank offered the lowest median costs at $3,979, which is $784 less than the county median.
Homebuyers in Franklin County County who chose Greenfield Savings Bank paid $1,292 less in closing costs than the county median.
County Median Costs
$5,271
−3.4% vs Massachusetts ($5,459)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,693
Purchase Originations
389
vs Massachusetts Median
3.4% below
$-188
vs National Median
21.8% below
$-1,470
Lender rankings in Franklin County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,979 | 5.875% | $550 | 63 | −$784 | |
| 2 | $4,007 | 5.875% | $695 | 22 | −$756 | |
| 3 | $4,064 | 6.625% | $1,200 | 11 | −$699 | |
| 4 | $5,048 | 6.990% | $2,506 | 11 | +$286 | |
| 5 | $5,131 | 6.625% | $1,583 | 24 | +$368 | |
| 6 | $5,402 | 6.750% | $2,374 | 45 | +$638 | |
| 7 | $5,847 | 6.438% | $3,195 | 16 | +$1,084 | |
| 8 | $6,057 | 6.750% | $3,224 | 10 | +$1,294 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.