Whitaker Bank closing costs and rates (2024)
In 2024, Whitaker Bank originated 115 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $2,276. That is $4,465 below the national median of $6,741. Whitaker Bank is most active in Kentucky with 115 originations there.
Purchase Originations
115
Median Total Costs
$2,276
−66.2% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$792
Median Lender Credits
$100
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 115 | 6.500% | $2,276 | $792 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Kentucky | 115 | 6.500% | $2,276 | #74 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,720 | 6.438% | — | 2 | −$556 | |
| 2 | $1,817 | 6.062% | — | 2 | −$459 | |
| 3 | $1,840 | 6.000% | — | 3 | −$436 | |
| 4 | $1,919 | 6.562% | — | 2 | −$357 | |
| 5 | $1,979 | 6.500% | — | 4 | −$297 | |
| 6 | $1,981 | 6.562% | — | 6 | −$295 | |
| 7 | $2,043 | 6.812% | — | 16 | −$233 | |
| 8 | $2,113 | 6.188% | — | 2 | −$163 | |
| 9 | $2,133 | 6.500% | — | 1 | −$143 | |
| 10 | $2,160 | 6.750% | — | 2 | −$116 | |
| 11 | $2,271 | 6.562% | — | 12 | −$5 | |
| 12 | $2,424 | 6.188% | — | 4 | +$148 | |
| 13 | $2,475 | 6.312% | — | 2 | +$199 | |
| 14 | $2,520 | 6.500% | — | 6 | +$244 | |
| 15 | $2,594 | 6.562% | — | 6 | +$318 | |
| 16 | $2,719 | 6.500% | — | 15 | +$443 | |
| 17 | $2,733 | 6.500% | — | 10 | +$457 | |
| 18 | $2,767 | 6.500% | — | 3 | +$491 | |
| 19 | $2,788 | 6.688% | — | 2 | +$512 | |
| 20 | $3,938 | 6.125% | — | 1 | +$1,662 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.