UTAH COMMUNITY FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, UTAH COMMUNITY FEDERAL CREDIT UNION originated 230 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,075. That is $334 above the national median of $6,741. UTAH COMMUNITY FEDERAL CREDIT UNION is most active in Utah with 230 originations there.
Purchase Originations
230
Median Total Costs
$7,075
+5.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$4,339
Median Lender Credits
$324
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 211 | 6.500% | $6,506 | $4,345 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Utah | 230 | 6.500% | $7,075 | #31 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,622 | 6.625% | — | 1 | −$3,453 | |
| 2 | $4,137 | 6.375% | — | 4 | −$2,938 | |
| 3 | $4,532 | 6.500% | — | 1 | −$2,543 | |
| 4 | $5,737 | 6.375% | — | 3 | −$1,338 | |
| 5 | $6,154 | 6.500% | — | 159 | −$921 | |
| 6 | $6,407 | 6.750% | — | 18 | −$668 | |
| 7 | $6,499 | 6.750% | — | 4 | −$576 | |
| 8 | $6,636 | 6.375% | — | 2 | −$439 | |
| 9 | $7,048 | 6.500% | — | 1 | −$27 | |
| 10 | $7,772 | 6.312% | — | 4 | +$697 | |
| 11 | $9,324 | 6.375% | — | 13 | +$2,249 | |
| 12 | $9,802 | 6.500% | — | 16 | +$2,727 | |
| 13 | $11,178 | 6.562% | — | 2 | +$4,103 | |
| 14 | $11,974 | 6.625% | — | 1 | +$4,899 | |
| 15 | $16,041 | 6.000% | — | 1 | +$8,966 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.