United Bank of Iowa closing costs and rates (2024)
In 2024, United Bank of Iowa originated 144 purchase mortgages at a median interest rate of 7.12% and median total closing costs of $3,170. That is $3,571 below the national median of $6,741. United Bank of Iowa is most active in Iowa with 142 originations there.
Purchase Originations
144
Median Total Costs
$3,170
−53.0% vs national ($6,741)
Median Rate
7.125%
+7.6% vs national (6.620%)
Median Origination
$1,332
Median Lender Credits
$12
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 110 | 7.062% | $2,893 | $1,304 |
| usda | 34 | 7.500% | $4,045 | $1,350 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,190 | 7.125% | — | 2 | −$980 | |
| 2 | $2,255 | 6.750% | — | 1 | −$915 | |
| 3 | $2,368 | 7.000% | — | 1 | −$802 | |
| 4 | $2,446 | 7.062% | — | 4 | −$724 | |
| 5 | $2,512 | 7.000% | — | 3 | −$658 | |
| 6 | $2,710 | 7.312% | — | 8 | −$460 | |
| 7 | $2,796 | 7.000% | — | 9 | −$374 | |
| 8 | $2,845 | 7.125% | — | 13 | −$325 | |
| 9 | $2,944 | 7.250% | — | 14 | −$226 | |
| 10 | $3,052 | 7.125% | — | 13 | −$118 | |
| 11 | $3,155 | 7.312% | — | 8 | −$15 | |
| 12 | $3,166 | 7.125% | — | 15 | −$4 | |
| 13 | $3,275 | 4.750% | — | 1 | +$105 | |
| 14 | $3,321 | 7.125% | — | 2 | +$151 | |
| 15 | $3,378 | 7.250% | — | 13 | +$208 | |
| 16 | $3,401 | 7.625% | — | 2 | +$231 | |
| 17 | $3,413 | 7.125% | — | 27 | +$243 | |
| 18 | $4,596 | 6.562% | — | 2 | +$1,426 | |
| 19 | $4,887 | 7.625% | — | 1 | +$1,717 | |
| 20 | $5,535 | 7.625% | — | 1 | +$2,365 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.